Misfortune
I'm still writing fic, I'm just not finishing anything. I would love to finish and post something, especially because I have so many WIPs right now....
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I still haven't gotten myself together to write to New York Consumer Services or the Better Business Bureau about my Elantra. Part of that is mental fatigue over everything, part of it is needing information I don't have, part of it is being more tired since the Daylight Savings Time change and shorter daylight and getting sick...
...and part of it is needing to do research to choose a new Medicare (Part D) prescription drug plan since my current Humana plan raised its premium from $3.50 a month this year to $36.50 a month next year, while Medicare.gov is a laborious pain in the ass. You used to be able to do a lot of Medicare stuff by phone, but now a lot of the phone people don't know dick and tell you to figure it out yourself at the website. The CIGNA phone rep was certainly a waste of time. My many prescriptions aren't all covered by a lot of the plans out there, and a lot of the monthly premiums for Part D prescription plans are ridiculous, though me being on the Medicare Savings Program through my secondary insurance of Medicaid means I'd still pay less than people without it.
Humana tried to sell me from being on straight, original Medicare to one of their HMO Medicare plans instead of offering a prescription plan alternative, extolling all the benefits I'd get, but the very first doctor I mentioned to them, my pain management doctor I see monthly who prescribes a lot of my medications, is out-of-network so even the sales rep was like "Maybe this isn't a match for you after all." An immediate strikeout! When I was first trying to get on Medicare, all my doctors told me that as a Chiarian I definitely wanted original, straight Medicare if I wanted to actually get the procedures I needed covered.
Medicare enrollment has a deadline of December 7, so I have to make a decision soon. I heard tell that sometimes they will let you make a decision later, but I can't count on that.
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Despite having a protective phone case that does a good job, Saturday my phone fell out of my pocket and hit the concrete at an unlucky angle that put a long crack in the screen glass that also went through the protective sticker layer over the glass. It's subtle enough that I often can't see the crack depending on the angle viewed at and whether the background is dark or light, but my finger feels it and hurts a little when it goes over it. Since I can't always see it, it's more difficult to avoid it as much as possible. I'm not drawing blood with it though. With all my bills and Christmas coming, I don't want to have to also pay for new glass from Apple and paying for them to install it, since I don't know for sure if they're still not letting non-Apple repair places have the glass that lets the true colors show, so I'm pondering if buying and applying a new protective glass sticker would be a good enough fix that would protect my fingers: it's not a deep crack so maybe it wouldn't cut through a new one?
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I still haven't gotten myself together to write to New York Consumer Services or the Better Business Bureau about my Elantra. Part of that is mental fatigue over everything, part of it is needing information I don't have, part of it is being more tired since the Daylight Savings Time change and shorter daylight and getting sick...
...and part of it is needing to do research to choose a new Medicare (Part D) prescription drug plan since my current Humana plan raised its premium from $3.50 a month this year to $36.50 a month next year, while Medicare.gov is a laborious pain in the ass. You used to be able to do a lot of Medicare stuff by phone, but now a lot of the phone people don't know dick and tell you to figure it out yourself at the website. The CIGNA phone rep was certainly a waste of time. My many prescriptions aren't all covered by a lot of the plans out there, and a lot of the monthly premiums for Part D prescription plans are ridiculous, though me being on the Medicare Savings Program through my secondary insurance of Medicaid means I'd still pay less than people without it.
Humana tried to sell me from being on straight, original Medicare to one of their HMO Medicare plans instead of offering a prescription plan alternative, extolling all the benefits I'd get, but the very first doctor I mentioned to them, my pain management doctor I see monthly who prescribes a lot of my medications, is out-of-network so even the sales rep was like "Maybe this isn't a match for you after all." An immediate strikeout! When I was first trying to get on Medicare, all my doctors told me that as a Chiarian I definitely wanted original, straight Medicare if I wanted to actually get the procedures I needed covered.
Medicare enrollment has a deadline of December 7, so I have to make a decision soon. I heard tell that sometimes they will let you make a decision later, but I can't count on that.
+++
Despite having a protective phone case that does a good job, Saturday my phone fell out of my pocket and hit the concrete at an unlucky angle that put a long crack in the screen glass that also went through the protective sticker layer over the glass. It's subtle enough that I often can't see the crack depending on the angle viewed at and whether the background is dark or light, but my finger feels it and hurts a little when it goes over it. Since I can't always see it, it's more difficult to avoid it as much as possible. I'm not drawing blood with it though. With all my bills and Christmas coming, I don't want to have to also pay for new glass from Apple and paying for them to install it, since I don't know for sure if they're still not letting non-Apple repair places have the glass that lets the true colors show, so I'm pondering if buying and applying a new protective glass sticker would be a good enough fix that would protect my fingers: it's not a deep crack so maybe it wouldn't cut through a new one?