Does this ring true for you guys? I feel like here in NYC there has always been some type of higher-cost-of-living issue (rent espcially but also groceries, incidentals) but the salaries were vaguely proportionate.
But do you find that your general living costs are now eating up the bulk of your budget rather than your "latte factor" or your shopping habits more than usual?
I feel like I have always had a hard time using her model of
50/30/20 because of NYC housing and energy but it's not that different from a few years ago?