Zeroed out balance, they were crap ghetto credit, goodbye ( Read more... )

You may have seen these things, I get a couple a month. A check arrives in the mail. Sometimes it's an actual negotiable check, or if not it's a binding voucher of some kind. It's for a large sum of money, made out to me. If I cash it, it turns into an unsecured loan. I've always been curious why everyone wants to loan me $5000-$8000 without ( Read more... )