Pulling Together
A little update on my life the past week or so:
I applied for a loan with my home credit union. They approved me and I got a fantastic deal on interest rate (nearly half of the rate that other banks were offering)! I received my loan on Tuesday. I've never felt so good about anything in my life.
I've paid off ALL of my little "debts" here and there, and all my "big" debts. None of it was previously an issue really, but interest rates were higher than this loan and I wanted one nice payment. The only debt I didn't pay is my federal student loans, but I am completely okay with that because it's a super low rate and student loans don't bug me (when I have few, anyway...dozens and dozens wouldn't be ideal). So now every month I only have my student loan payment, my loan payment, cell phone, and rent. Sweet! I can now use my entire paychecks to save money super fast for my savings and for school down the road.
With the loan I also SIGNED UP FOR AN ONLINE CLASS THROUGH BYU!!!!! I ordered my text book last week ($6, shipping included, on Amazon...sweeeeet!) and I signed up for the course this week. I'm taking Introduction to International Politics (for my minor/general elective). I'm stoked! Just waiting for my textbook to arrive so I can start! Once I'm in the groove of it, I'll be signing up for another online class.
I also have enough leftover to register for spring semester at BYU Salt Lake and take those dreaded math requirements in person. By then, I will also have enough saved and some of my loan leftover for summer semester at BYU Salt Lake as well. I'm not sure what I'm doing in the fall yet...I won't have the GPAs processed yet to show the U, so I will have to do either BYU online or SLC, and then apply for the winter at the U of Utah. I plan to take whatever I possibly can at BYU online/SLC since the U of Utah is much more expensive.
Anyway...so yes! I have a plan! It's happening! If I go to school year round (which I am planning on), with only taking the minimum load (I'll take more, I'm sure), I'll graduate in two years. I. AM. SO. EXCITED!
In other news, this past week for some odd reason I've been strangely addicted to vegetables...which of course, is a great thing. That's all I crave. It's fantastic.
I'm also going home next Wednesday!
Everything is falling into place. I feel happy that I took the plunge (a risk, a chance) and went for it. Nothing bad has ever come from me diving in head first to things...coming back to the church, moving to Utah on a whim, setting a goal to be able to run, going back to school. I highly recommend just doing it, too.