srb

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Sep 01, 2012 17:16

The crapfest at work is slowly resolving itself.  This one guy is still pissing me off.   He means well, but he keeps going back to the IT guys who are trying to shut us down (yes, this is still ongoing) and asking them questions, but of course he's asking questions that lead them back to more issues.

So, the deadlines just got tighter, the scope of the project has grown, and if this giant fucking moron had listened to me and not poked the hive, we wouldn't be this badly stung.  And the answers he got were all ones that fucked him over too.  So at least he won't do it again.  The abject apology email I got from him might just get a gilt frame.

The friend who scheduled the bike ride is back, and she hasn't spoken to me directly, which is unusual.  I haven't said anything to her, but I suspect my boss did.  I have no idea what was said.

Michelle told me to take Friday and Tuesday off to makeup for working last weekend, which I am doing.  Yesterday I did nothing.  So far today, I have read for hours (Bring up the Bodies, sequel to Wolf Hall - oh that Henry!) I took a shower this afternoon.  Bob and I will leave for a few minutes for our evening outing - short walk in the hills (15 minutes out and back, to see how my knees do), then dinner at Spettro (I have this massive craving for their booberry ribs  - blueberry BBQ sauce spiked with chinese peppers) and then we'll do our grocery shopping and spend a mellow evening in front of the TV.

Tomorrow, more nothing!  Paul's coming for dinner and to pick up boxes.  He is in escrow on a condo in Hayward now, and expects to move by the end of the month.  I'm very happy for him, but now this starts the next major nightmare - duking it out with BofA on the condo.  I've got a good lawyer.  I've got a good real estate agent.  I may need to get some sort of anti-anxiety meds from my doctor.  This is scary.

I haven't made a final decision on how much I want to push for a deed in lieu.  I asked for a short sale a couple of years ago and the bank told me I made too much money.  In the last 2.5 years with Paul there, paying $100 more per month than average market rent, I've still lost several thousand dollars.  Also, my adjustable rate is tied to Libor, so I've also been scammed out of several thousand dollars over the years that way.   I have decided that they get no more money from me.  If they will do a short sale without me making payments, I'll work with Anne and go that route.  But I don't think they will.  This is one of the main reasons I think banks take so long to sort out short sales - the owners are still paying the mortgage, why on earth would the bank be in a hurry?  So.  No more money to BofA.  If they won't go for that, the next option is a deed in lieu, which both my lawyer and Anne thing is very possible.  If it goes to foreclosure, it goes to foreclosure.  I'm prepared for that, but it's going to hurt.  Not only will it destroy my credit rating, but I'll have to pay federal income tax on the difference between what I owe and what it sells for.  According to todays numbers, that's going to be about $115k.  OUCH.  But still better than trying to keep the thing and be a landlord and deal with the most horrible, irresponsible HOA ever.  
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