Last week saw two new insurance companies emerge in Sweden. As the names Tankafritt.nu (Swedish, "download freely") and Delaut.se (Swedish, "share") implies, the purpose is to let people download and upload freely, without worrying about persecution by various antipiracy groups.
For just 113 danish kroner (15.15 € / 19.29 US$ / 10.47 £) a year you can join tankafritt.nu's service in sweden, and if you recieve a compensation demand, the company pays. Additionally you recieve a t-shirt with the text "I was convicted of filesharing and all I got was a lousy t-shirt".
http://www.propiracy.org/article/3