footloose and fancy debt free!
*dusts off hands* Well then. I have 2 freshly written and enveloped checks all set to mail out in the morning.... and they effectively pay off all college debt. Suprisingly, i almost dont know how to feel... elated, overwhelmed? My grandma had set up a college savings (not really a savings... a something or other that makes money) when i was teeny tiny apparently (i didnt find out til i was out of college) and i was content to let it sit there gathering dust and making more money but due to unforseen car issues and the fact that the interest was killing me on the loans..... i closed the account last week. The big ole check went in the bank yesterday and right back out today. I kind of hate that its not "my" money im using for it... is that weird? It makes me feel too Orchard Park doing it this way, like it was the easy way out. I started college with the (assumed) knowledge that paying for my education was completly my responsibility and that i'd be working to pay that off for a while... and now after 3 years, its suddenlt taken care of. I kind of feel like i cheated. But it IS rather lovely to not have that haning over my head. I'm going to continue to "make payments" of what i would normally be paying to my loans, but i'll be putting it into my savings account each month, effectively saving up for car payments once those are needed.
On a happy other note:
I got a raise at work!!! YAY! I was talking to Jamie last week about my savings plans for getting a car and she put the idea in my head... Ive taken on inventory completely at work as well as as a tooon more responsibilities. So i sucked it up last week and asked Dr Meixell for a raise (and we were both pretty impressed i actually did it!). So today after talking with Jamie she said its a go! And next month Jamie is going to "evaluate" me and if inventory is going smooth i get another little bump up :D So that definatly made my day. yaaaay taking a leap and doing something out of my comfort level and getting rewarded for it!
Also, i have new drapes. They make me happy. And a new bookshelf on its way, which makes me AND my homeless books happy.
On a happy other note:
I got a raise at work!!! YAY! I was talking to Jamie last week about my savings plans for getting a car and she put the idea in my head... Ive taken on inventory completely at work as well as as a tooon more responsibilities. So i sucked it up last week and asked Dr Meixell for a raise (and we were both pretty impressed i actually did it!). So today after talking with Jamie she said its a go! And next month Jamie is going to "evaluate" me and if inventory is going smooth i get another little bump up :D So that definatly made my day. yaaaay taking a leap and doing something out of my comfort level and getting rewarded for it!
Also, i have new drapes. They make me happy. And a new bookshelf on its way, which makes me AND my homeless books happy.