financial wins
1. Kicked the starbucks (take away coffee) habit ($2/cup) and now drink instant decaf with a splash of milk. Math: $8 for 60 cups of coffee which is about a month's worth for me. Bonus win: Picked up 2 jars of instant decaf (120 cups) for $5 each with coupon and sale. Major win!
2. Grocery bill is approximately $160/month including CSA and Farmer's Market veggies. Was: $50/week. Yummy Win!
3. Save Yourself slash Pay Yourself First plan is working. I'm spending less than I'm making and socking cash away every paycheck. Win!^2
4. Gasoline is costing about $100/month versus $150/month. Win.
5. Electric/Gas bill is down about $25 - maybe from line drying clothes (I've only run the dryer twice in the past 2 months) and CFL's. Psuedo-win!
6. Overall, my credit card bill is down about $300. It looks like my spending (beer, eating out) is down $150 per month. I still pay it off every month. Responsible Win!
7. I still have some of my allowance (cash) in my wallet at the end of the month instead of nothing. This means I've cut my incidentals (coffee, pints, sticky buns, gum, magazine/book, snacks etc). Nickle & Dime Win!
8. My auto insurance finally qualified for a "good credit score" discount. I've seen the notices for years that my credit score was a factor (my FICO was 740 a few years ago) but this is the first time I recieved a discount! Saved Spending about $100/year less. Score! I mean, Win!
The plan is working!
2. Grocery bill is approximately $160/month including CSA and Farmer's Market veggies. Was: $50/week. Yummy Win!
3. Save Yourself slash Pay Yourself First plan is working. I'm spending less than I'm making and socking cash away every paycheck. Win!^2
4. Gasoline is costing about $100/month versus $150/month. Win.
5. Electric/Gas bill is down about $25 - maybe from line drying clothes (I've only run the dryer twice in the past 2 months) and CFL's. Psuedo-win!
6. Overall, my credit card bill is down about $300. It looks like my spending (beer, eating out) is down $150 per month. I still pay it off every month. Responsible Win!
7. I still have some of my allowance (cash) in my wallet at the end of the month instead of nothing. This means I've cut my incidentals (coffee, pints, sticky buns, gum, magazine/book, snacks etc). Nickle & Dime Win!
8. My auto insurance finally qualified for a "good credit score" discount. I've seen the notices for years that my credit score was a factor (my FICO was 740 a few years ago) but this is the first time I recieved a discount! Saved Spending about $100/year less. Score! I mean, Win!
The plan is working!