25 months
It's 25 months until I turn 50. My plan is to spend a week in Disney with Wee and then that weekend, my other sisters and potentially my cousins will come down and we will spend the weekend together in Florida.
I have multiple plans in motion, with my therapist by my side (SIDE NOTE: I just got new insurance and not only does my therapist take it, but it's 60% off the weekly fee)
Pre plan: for the last few months I've been using a program called TrueBill. It's an app and I pay $10 a month for it to track my spending and my purchasing to see what I'm actually spending money on. Surprising no one, I spend an extraordinary amount of money on food. But I also realized I was spending a lot of money on monthly designated contributions. I was spending $15 a month on perfume I don't use, $14 a month on wikipedia. Now that I have a new job, I need to save money. So that's plan #1
First plan: In 25 months I want to save $15K. I have NEVER had the opportunity to save like this before. I've never had this kind of salary before. And even though there are people who look at my salary at this job and say that I'm not making a lot? This is like manna from heaven for me. It's beyond. $10K in an emergency fund and $5K to Disney.
I'm not saying I'll absolutely make those goals, but at the moment, that's my plan.
Also, 5K at Disney is a ridiculous amount, but the prices are going up and I'm going to want to have the nicest vacation ever at Disney. Usually Wee and I pick a lower tier hotel and then hang out at the nicer ones. We usually spend money on good food. I want to stay in a nicer place.
The 10K is not just an emergency fund, it's also a place holder for my HOA fees that are paid for this year.
Second plan: take classes to become a Certified Dementia Professional. I need to make sure I'm moving forward in education and not staying in place. I ultimately want to be an executive director of a building. This is going to help me learn, as will the CDP. After that, I'll pick up classes in business administration. But right now, I need to bolster my resume and this will do nicely.
Third plan: Lose 70 pounds in 25 months; that's less than 3 pounds a month. I want to be able to fit on any ride at Disney and I've never been able to do that. I carry so much weight in my middle. Hips, butt, thighs. When I started to lose weight in 2019, the amount I lost from my ass was incredible. I've gained a bit back, but nothing like before. I am looking forward to it.
Fourth plan: be consistent in using My Fitness Pal to keep watch over the food I'm actually eating every day. The more aware I am of what I am putting in my mouth (like the Reeces that I ate today) the better off I am.
Fifth plan..... oy..... back to the gym. I had to decide, after looking at my TrueBill if I was keeping the gym fees ($20 a month) or if I was going to dump it and save that $240 per year. I decided to keep it. And I'm glad I did, because we have come into hurricane season and it's SO rainy. Ridiculously rainy. I've never gotten up so many mornings to rain that's not even predicted. Lightening storms, thunder and a gross misty rain... ugh.
I have serious anxiety about the gym. Somedays I feel like I'd rather hide under my bed and suck my thumb. Other days I think "Oh! I'll get up at 5 and be there by 5:30 and work out for an hour and then take a shower and go to work" and then I drive there and have a panic attack in the parking lot. I need to work on it.
25 months, multiple plans. Juggling is something I do well. Let's see what I can do in 25 months.