Hm... maybe I'm missing something, but if you pay your car off, that should make it positive equity. Negative would be that you owe more on your car than it's worth (like the majority of people, so I've heard), but if you owe zero on your car, it's value is pure positive equity. Unless the dealership was looking for more of a down payment on top of a trade in or something like that.
You are correct, looking at things from a hard number perspective. I'm kinda keeping my expectations for a trade in ultra low. My car will be pushing prolly 220k+ miles by the end of the year. Not sure how much I can expect to get out of that, ya know?
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