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First Home is very much like first date, first kiss or first time behind the wheel. You will have second and third, and may be many more, but first one will always be the most exciting, charming and unforgettable. And it is up to you to make it right!


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Here are some more terms explained to stay sane in an ocean of mortgages. And the rates we are getting this week are as following:

3 Year Fixed Rate 2.95%

4 Year Fixed Rate 3.09%

5 Year Fixed Rate 3.39%

Variable rates: The interest rate on a variable-rate mortgage is tied to the bank’s prime rate. The prime rate, in turn, goes up and down ( Read more... )

Mortgage basics:

A mortgage is a loan to buy a home. Like any loan, interest is charged on the amount you borrow (the principal). Each mortgage payment consists of repayment of the principal, plus interest.
But there are a few characteristics that differentiate a mortgage from other types of loans.

Principal versus interest - In the early years ( Read more... )

Please, kindly welcome -  First Lady in this rubric -  Lisa D'Avino - from Brampton, ON. Beautiful, successful, kind, highly intelligent  - a rare combination of qualities that turns a Lady into a Fair Lady!
Lisa is also
       - busy mother of 2 teen boys
     - Mortgage Broker and co-owner with her partner Angelo of Mortgage Alliance Design A ( Read more... )