Help!
So I'm in a little bit of a jam. My insurance received paperwork with my name on it from the healthcare marketplace reporting that I had lost my credit, and as a result, my premium has gone up $87/month and my copays have jumped from $5 to $25. My insurance costs enough that I am barely scraping by as it is, with a VERY narrow margin and no savings, because something comes up every time I manage to tuck away some money. I have talked with the healthcare marketplace and there was no such change paperwork sent, because there has been no change, so they have to open a case and investigate what happened, and then get back to my insurance, and theoretically I will be reimbursed the difference on my copays, but lord only knows how long that will take. The gentleman at the marketplace said "someone will call you about this matter within 5-7 business days."
So basically, I'm completely screwed for the short term. I take eight prescription medications, which means my copays went from $40/month to $200/month. I refilled two of them today and that's how I found out about this change, when my pharmacy called me to tell me my copays had skyrocketed. I have no savings. That extra $160 can only come out of my food budget, which is already only $200/month. I already live on PB&J as it is, I can't cut that budget any further. It's getting hot, so my electric bill is going up as I turn on my A/C at night so I can actually sleep. Because I've not been sleeping well for two weeks as I tried to just deal with the heat (and failed), I'm starting to have depression and anxiety symptoms again.
So here's my plea: I am starting a sale in my Etsy store. All items more than $15 will be $5/off, including commissions, using the coupon code "fiveoff". I don't know how long this nightmare will last, but I really can use your help. Thanks.
Helpful Cat Creations
So basically, I'm completely screwed for the short term. I take eight prescription medications, which means my copays went from $40/month to $200/month. I refilled two of them today and that's how I found out about this change, when my pharmacy called me to tell me my copays had skyrocketed. I have no savings. That extra $160 can only come out of my food budget, which is already only $200/month. I already live on PB&J as it is, I can't cut that budget any further. It's getting hot, so my electric bill is going up as I turn on my A/C at night so I can actually sleep. Because I've not been sleeping well for two weeks as I tried to just deal with the heat (and failed), I'm starting to have depression and anxiety symptoms again.
So here's my plea: I am starting a sale in my Etsy store. All items more than $15 will be $5/off, including commissions, using the coupon code "fiveoff". I don't know how long this nightmare will last, but I really can use your help. Thanks.
Helpful Cat Creations