credit report and monitoring
here's a question for those of you who have dealt with cleaning up credit. i had two items in collections that i paid off. i have the letters from the collection agencies saying the debt has settled. also, i use credit monitoring through bank of america and both companies have reported that the debts have been settled. my question is this: the debts still report as unpaid and in collections on my actual credit report, listed under the orignal names (cingular wireless and sprint pcs). does anyone know why? it has been approximately six weeks since i settled the debts. how do i go about having those items changed on the report? since it has gone through and been settled by collections do the original companies still have anything to do with it? i know these probably seem like silly questions, but i'd like answers from people who have dealt with it so that i have some knowledge when i call whomever i need to call to fix this.