(no subject)
Say it with me now: PORK CHOPS AND APPLESAUCE ! 
{Warning: All chops here at the Sunshine Rewind Institute refer, in keeping with our mission of providing cruelty-free celebration of our Lil' Peter, to fictional pork. None of our porcine sisters and brothers were harmed during the production of this blog.}
In other noose, Amadong dot com charged me seventy nine bucks out of the blue the other day. I hadn't checked my balance for a couple of days, because I was leaving a small amount of money in that account,
for my May car insurance and another automatic withdrawal that comes out later in the month. My main accounts for unemployment comp and relay plant wages, hence my main bill-paying accounts are with another bank. Two of my accounts are going to be closed soon anyway because I may have had checks stolen in January, from Sylvie's glove compartment. So I just keep minimal amounts for the three automatic withdrawals and automatic deposits for when I sell books online, which is pretty rare now because some little sellers keep putting up lower prices than me on graphic novels. Soon it will be cheaper and simpler just to give them to friends than to bother with listing them online.
Anyway i had this bogus Prime Cluck membership billed to my account that i use for buying and selling books and music. Which, given what little I leave in that account, a twenty-nine dollar overdraft fee. $108 bucks. When I first looked at the slip from the mailbox I was freaking out because I was planning on spending that money, not having to suddenly replace from my other accounts all that and more to get my balance above zero! So fortunately it was still morning on Saturday (so i'm not only freaked out I've been up all night and now I have to do bank crap), and this is one time when still being online at home is mighty handy, so i pull up my account. Oh, I never ordered a Prime Cluck membership, and there's a phone number on that charge in the bank statement, so I'll just call the bank and ask them what the best way to proceed is. They had a little gum-snapper answer, and as near as I could make out, she told me to call them and demand a refund not only for the 79 bucks, but also for the 29 buck overdraft fee "that this ordeal has caused." Then she said if the bank sees there's a refund of the charge itself, but the company can't be convinced to refund me the overdraft fee, the bank would "see about" waiving the fee. Why should I have to do that for them, just so they get their 30 bucks no matter what. If that was my only account or it was later in the week, between paydays this might have caused a bunch of other payments to not go through or something. I'm not being compensated for the hassle and stress to me, but I'm supposed to recover their fee myself?! Oh well, so I call the number, not even sure what the abbreviation on the statement means, and someone in the cradle of civilization picks up and says it's Amadong, and that she is very sorry and does apologize for the bogus charge and the overdraft fee and may she have my permission to put me on hold for a while. Now, as you know I do not begrudge the people on the other side of the world doing communications work. They need jobs too, but sometimes the call is not a very good connection and you have to hear all this popping and clicking and then, like americans, they don't always understand what you're saying. So she comes back on the phone and says the refund for the charge is automatically processed and for the overdraft fee she can offer me a promotional certif-- and I jump and go "No NO NO " and i explain how I need a full refund for the fee and the charge, every penny of it, immediately, no substitutes. She is quiet for a long time, and I ask for her supervisor. She asks if it's alright if she puts me on hold again. Then she comes back and says i get a refund for the entire 108 bucks but it will take three business days. I'm so glad i don't have anything automatically taken out of my new account, because this kind of shenanigan could really leave me in the lurch.
So I call the bank and ask if I can just leave the balance negative for a couple of days pending this refund, rather than transfer money that i need to pay bills with, from my other accounts, and this time an actual adult lady answered the bank phone and she was able to enunciate! She said sure, since your other auto-withdrawal won't have happened by Wednesday, leave it alone, you don't get any hassles from the bank unless a balance remains negative for two weeks. And she said not to worry, because if they don't process the refund by Wednesday, the bank would go after them for not only their fee but the original charge to me as well.
So all's well, I'm not really out any money, but i think Amadong should have to give me something extra for causing me problems and making it hard for me to sleep on saturday. Jerks. Probably it wouldn't be worth the hassle to sue them for pain and distress, since most people consider that a teensy amount of money anyway, but dang. I bet they just did it because a lot of people with more money won't even notice the charge on their bank statements!
Now, should you get to have a rare visit with JJ "Dyn-o-mite!" Walker, and he tapes you for his silly little project, perhaps you should phrase it in your memoirs that ya "had fun drinking and smoking" with him.
(Just kidding.) I think JJ teaches improv now.
My head was sure up my ninth-grade rear in 1979-- I don't remember the Take and Tape ads, nor ever seeing them around in real life. Laurie will know if they caught on. Heck, that was the end of the decade, even young Rach might remember seeing them!
Laurie looked at the photos on my LJ and said the soldier pictured recently must have made it home from the war
because "mom said we didn't lose any relatives to that war," and, decrees Laurie, maybe we just hadn't heard of that cousin because mom wasn't as close to him as the other ones.
{Warning: All chops here at the Sunshine Rewind Institute refer, in keeping with our mission of providing cruelty-free celebration of our Lil' Peter, to fictional pork. None of our porcine sisters and brothers were harmed during the production of this blog.}
In other noose, Amadong dot com charged me seventy nine bucks out of the blue the other day. I hadn't checked my balance for a couple of days, because I was leaving a small amount of money in that account,
for my May car insurance and another automatic withdrawal that comes out later in the month. My main accounts for unemployment comp and relay plant wages, hence my main bill-paying accounts are with another bank. Two of my accounts are going to be closed soon anyway because I may have had checks stolen in January, from Sylvie's glove compartment. So I just keep minimal amounts for the three automatic withdrawals and automatic deposits for when I sell books online, which is pretty rare now because some little sellers keep putting up lower prices than me on graphic novels. Soon it will be cheaper and simpler just to give them to friends than to bother with listing them online.
Anyway i had this bogus Prime Cluck membership billed to my account that i use for buying and selling books and music. Which, given what little I leave in that account, a twenty-nine dollar overdraft fee. $108 bucks. When I first looked at the slip from the mailbox I was freaking out because I was planning on spending that money, not having to suddenly replace from my other accounts all that and more to get my balance above zero! So fortunately it was still morning on Saturday (so i'm not only freaked out I've been up all night and now I have to do bank crap), and this is one time when still being online at home is mighty handy, so i pull up my account. Oh, I never ordered a Prime Cluck membership, and there's a phone number on that charge in the bank statement, so I'll just call the bank and ask them what the best way to proceed is. They had a little gum-snapper answer, and as near as I could make out, she told me to call them and demand a refund not only for the 79 bucks, but also for the 29 buck overdraft fee "that this ordeal has caused." Then she said if the bank sees there's a refund of the charge itself, but the company can't be convinced to refund me the overdraft fee, the bank would "see about" waiving the fee. Why should I have to do that for them, just so they get their 30 bucks no matter what. If that was my only account or it was later in the week, between paydays this might have caused a bunch of other payments to not go through or something. I'm not being compensated for the hassle and stress to me, but I'm supposed to recover their fee myself?! Oh well, so I call the number, not even sure what the abbreviation on the statement means, and someone in the cradle of civilization picks up and says it's Amadong, and that she is very sorry and does apologize for the bogus charge and the overdraft fee and may she have my permission to put me on hold for a while. Now, as you know I do not begrudge the people on the other side of the world doing communications work. They need jobs too, but sometimes the call is not a very good connection and you have to hear all this popping and clicking and then, like americans, they don't always understand what you're saying. So she comes back on the phone and says the refund for the charge is automatically processed and for the overdraft fee she can offer me a promotional certif-- and I jump and go "No NO NO " and i explain how I need a full refund for the fee and the charge, every penny of it, immediately, no substitutes. She is quiet for a long time, and I ask for her supervisor. She asks if it's alright if she puts me on hold again. Then she comes back and says i get a refund for the entire 108 bucks but it will take three business days. I'm so glad i don't have anything automatically taken out of my new account, because this kind of shenanigan could really leave me in the lurch.
So I call the bank and ask if I can just leave the balance negative for a couple of days pending this refund, rather than transfer money that i need to pay bills with, from my other accounts, and this time an actual adult lady answered the bank phone and she was able to enunciate! She said sure, since your other auto-withdrawal won't have happened by Wednesday, leave it alone, you don't get any hassles from the bank unless a balance remains negative for two weeks. And she said not to worry, because if they don't process the refund by Wednesday, the bank would go after them for not only their fee but the original charge to me as well.
So all's well, I'm not really out any money, but i think Amadong should have to give me something extra for causing me problems and making it hard for me to sleep on saturday. Jerks. Probably it wouldn't be worth the hassle to sue them for pain and distress, since most people consider that a teensy amount of money anyway, but dang. I bet they just did it because a lot of people with more money won't even notice the charge on their bank statements!
Now, should you get to have a rare visit with JJ "Dyn-o-mite!" Walker, and he tapes you for his silly little project, perhaps you should phrase it in your memoirs that ya "had fun drinking and smoking" with him.
(Just kidding.) I think JJ teaches improv now.
Click to viewMy head was sure up my ninth-grade rear in 1979-- I don't remember the Take and Tape ads, nor ever seeing them around in real life. Laurie will know if they caught on. Heck, that was the end of the decade, even young Rach might remember seeing them!
Laurie looked at the photos on my LJ and said the soldier pictured recently must have made it home from the war
because "mom said we didn't lose any relatives to that war," and, decrees Laurie, maybe we just hadn't heard of that cousin because mom wasn't as close to him as the other ones.