Feb 23, 2009 01:58
ok, so let me give a basic rundown of my last few months to explain why this is so great. essentially, moving to vegas w/ no savings and no job did exactly what you'd expect to someone w/ as much debt as i have, i.e. made my debt even worse because of missed monthly payments which got my interest rates higher as well as demanding large sums of money from me to get back on track. after months of paying out of my ass and having to put my tail between my legs to ask family for help, i've finally gotten to the final summit: my taxes. basically, i'm still paying off my taxes for 2007 and will need to pay off 2008 so that those don't go into default. though, i suppose, paying off 2007 is also a logical course of action too. anyway...
so, since i'm now in a halfway decent place, i decided to finally look into going to school to be an esthetician. to sum up what happened w/ the financial aid, after getting a couple different loans and using my governor's scholarship, i'd still have 7 monthly payments of $355 to make up the difference. i know about fafsa and stuff like that, i won't qualify for that until after july. so, i decided to ask my family for help cuz i figure i don't ask for much. my parents don't want to give anything but their tax info for the fafsa application we're still doing for some reason because they're worried about signing up for financial stuff then, god forbid, my dad loses his job. and then my grandparents are preoccupied w/ helping my brother pay for his college, so there went the ones i was hoping to help w/ the monthly payments. i talked to my grandma and she basically doesn't support any kind of school that won't get me a degree and into a job that would provide benefits. for her, a job is a job and you get the best one you can whether you enjoy it or not, which is not how i work. i have to enjoy what i do. she says that what i really need to do right now is focus on getting my debt down, while my idea was to go a bit further into debt and get into a position where i'll earn more than $10 an hour. so, my dreams of school were crushed and i got pretty depressed for a bit there. then i remembered that skyler and almost all of my friends from vegas are doing a summer job installing home alarms. they've invited me to come along and i've said that i needed stability for the moment. well, in my hour of need i asked him about the details. basically, i could earn around $19,800+ in 4 months working in philadelphia installing alarms. there are various bonuses we can earn, they'd be setting us up w/ furnished apartments and the rent would be taken out of our paychecks. i'd make enough during the time we're there to keep up w/ my monthly payments, then hopefully/most likely get a $10,000 bonus at the end of the 4 months. so, basically, i'd be able to learn a new skill, live somewhere i've never been w/ friends i adore, and make a good chunk of change for a summer job. so skyler's gonna talk to the guy tomorrow and hopefully get me in. it sounds pretty low key and they're mostly just looking for dedicated, hard working people, which i am. i'd have to arrange some time to go to a training in utah and drive out to philly when the time comes. i'll get to celebrate my birthday w/ them out there. basically, i'm being super excited/cautiously optimistic right now. i don't want to get my hopes up too high, but it sounds like my odds are good. i'm praying it works out, this would just be such a weight off my shoulders.