Major help needed
So... we're looking at buying a car. I've never done that, not even close. My sister's information is years out of date, like 10 or so. Things are different today.
Not sure about used, but we're looking at hybrid - not plug-in or electric, since we're not at a house and there's no way we can ever expect apartment buildings to offer this capability.
Does anyone have recent knowledge to offer as advice, including pitfalls to avoid?
- I'd be the one buying since I have better credit and have been insured for 25 years continuously, both as occasional driver on my sister's car and for a while with Vrtucar's group insurance. My partner is looking at learning with Young Drivers, which will also help on insurance rates.
- No idea what insurance companies are best... how do I even compare rates?
- Do banks check past history of putting money in savings as well as income?
- Do I go to the bank first to see how much of a loan I could get, and base the vehicle price search on that?
- Is there any way to have a clue about actual, final price of cars, with all the hidden or dealer fees? (I don't think we'd go for fancy options)
- obviously I'd prefer Ontario or Canadian knowledge, as some brands aren't even offered here... plus I know that I have to check on how hybrids fare in very cold weather (-25C and below), maybe there's information out there
Augh I know so so little and I can't even figure out how to search...
Not sure about used, but we're looking at hybrid - not plug-in or electric, since we're not at a house and there's no way we can ever expect apartment buildings to offer this capability.
Does anyone have recent knowledge to offer as advice, including pitfalls to avoid?
- I'd be the one buying since I have better credit and have been insured for 25 years continuously, both as occasional driver on my sister's car and for a while with Vrtucar's group insurance. My partner is looking at learning with Young Drivers, which will also help on insurance rates.
- No idea what insurance companies are best... how do I even compare rates?
- Do banks check past history of putting money in savings as well as income?
- Do I go to the bank first to see how much of a loan I could get, and base the vehicle price search on that?
- Is there any way to have a clue about actual, final price of cars, with all the hidden or dealer fees? (I don't think we'd go for fancy options)
- obviously I'd prefer Ontario or Canadian knowledge, as some brands aren't even offered here... plus I know that I have to check on how hybrids fare in very cold weather (-25C and below), maybe there's information out there
Augh I know so so little and I can't even figure out how to search...