Oct 12, 2005 02:24
So I get a message today telling me to call this man back without giving me any details about what it is about. I call him back and he tells me he has to pull up my file (as if I wasn't already confused), then he tells me about how I have an unpaid balance on my Discover card. This is news to me because I've never had a Discover card, nor have I ever signed up for one. In fact, I've never signed up for any credit cards because I don't trust them. Since we are both confused about how this has happened, I explain to him about how we had had some people living at the house who charged stuff in my mother's name and also signed up for credit cards in her name. I told him I've never been aware of them signing up for anything in my name, but that a creditor did call last year about a credit card they claimed was in my name, even though my mother had the documents stating the credit card was in her name. That was solved by calling her lawyer and having him send a letter to get them to stop harassing us because my mother had taken care of everything in court years before.
I'm just all confused. I have no idea how my name was linked with the other credit card or if the credit card company was trying to run a scam by reporting it as being in my name. Now my mother has to pull out all of her court papers and call this guy in the morning to hopefully get it all straightened out. I'm hoping this is the same card they tried to say was in my name last year because I know that one is really in my mother's name. But now I'm worried about my credit being ruined before I've even signed up for any credit cards. Boy, those two better hope we never meet again or else they will be getting an earful of all of the stuff I held back five years ago. Why can't this be over already? I don't want that bad experience hanging over my head for the rest of my life. It is so hard to remember that not all people are going to be like them when you are constantly reminded of what they did. I seriously doubt I could trust another family enough to give them a place to stay again. It makes me so mad to think about the thousands of dollars they charged in my mother's name, and now there is another bill of $5,800 supposedly in my name. Then they even had tried to order credit cards in Danny's name, but luckily they were gone by the time those arrived. Now I regret that I didn't tell them exactly what I thought of them when I had had the chance.
Quick recap for those who are lost: A family came to stay at a hotel my mother had been working at five years ago. It was the month of October when they said they had no more money and were being kicked out. They told my mother they were going to have to camp out in the woods behind the hotel while they tried to save up some money, which my mother came home and told me, so we both decided that it would be best for them to come stay with us for two weeks. Neither of us liked the thought of a four-year-old, a two-year-old and a pregnant mother spending the night out in such cold weather. So the husband, wife and two children came to stay for two weeks, which turned into three months. The husband rarely ever showed up to work, the wife didn't even try to look for an apartment and the children were often left alone. The latter upset me because I couldn't do my school work (I was home-schooled) and watch a two-year-old and a four-year-old at the same time, but the mother would still go into her room and shut the door so that I would have no choice but to watch them. We then found out that the husband had been using those "free" internet cd's to access the internet. This resulted in a huge bill because of the long distance charges. My mother confronted him about it and hid the phone cord, but we later found out he began taking the phone cord from the living room phone to use. Two other long distance bills came full of phone calls they had made to family and friends, calls they had claimed were dialed using their calling card, and even more phone calls using 900 numbers. Those two phone bills equaled out to be around $6,000. I have no clue how much debt my mother went into with the credit cards they used, but I can only imagine it was at least $10,000 if that one credit card is at $5,800. Then add a couple thousand more for the van they ruined, the extra money for the rental car and the cost of having to buy a replacement car. Needless to say, my mother found them an apartment and kicked them out. The whole experience just plain sucked and I would rather forget about it so that I can remember that not all people take advantage of a person's kindness.
Oh, I'm not sure if I mentioned this here or not. The woman actually sent my mother a letter sometime near the end of last year. I was disgusted because it was one of those "I hope there are no hard feelings" letters, like the worst they had done was talk bad about my mother behind her back. It ended with her asking if they could be friends again. I can't even begin to write what my response would be to that. It is certainly nothing I could write here.
*Deep breath* Sorry for the rant. I'm just really tired of this endless drama. I miss the times where I could look around and see all of the good people in my life. Now I see too many cruel people who have come and gone.
I think I better try and get some sleep. Hopefully all of this will be sorted out in the morning so that I can focus on the comments in my inbox. And then maybe I can regain my positive attitude and get rid of the negativity. Nothing upsets me more than someone hurting a person I love. It is just unforgivable. My mother doesn't deserve to keep going through this just because she was being a good person by lending a hand to people in need.