Make The Dark Cloud Go Away!
It's been a while since my last post and it seems that things have gone from bad to worse as my dog, Kairi, has Mast Cell cancer. Considering that we almost lost her to pneumonia when she was a puppy six years ago, this is a blow.
It's really a shame because it hasn't metastasized yet so she's still in good health. The problem is that I can't afford the radiation treatment. Early estimates are about $5-6,000 . Unfortunately, I have a significant amount of debt already so paying for this even using CareCredit it next to impossible. After all is said and done CareCredit estimated a monthly payment of $300-430. I'm already paying $1200 in bills monthly and I take home $1800 ($1900 is I lower my 401K contribution to 2%), so that would leave me with practically nothing to live on. I can manage chemotherapy so I hope it will help. All I can do now is help her as best as I can and make sure she's happy and comfortable until the end.
I consider CareCredit to be predatory to be honest. A lot of people use this method of payment for medical emergencies. They rope you in with deferred interest plans, but if you can't pay it off with in the specified amount of time then your interest rate skyrockets to 26.99%. I feel like they're feeding off of people's desperation.
I feel like I've been in a endless mind-fuck since January. I'm so mentally and emotionally exhausted that I think about packing up my shit and just disappearing. People say that things eventually work out. Well I hope they're right because this is officially the worst year I've had.
It's really a shame because it hasn't metastasized yet so she's still in good health. The problem is that I can't afford the radiation treatment. Early estimates are about $5-6,000 . Unfortunately, I have a significant amount of debt already so paying for this even using CareCredit it next to impossible. After all is said and done CareCredit estimated a monthly payment of $300-430. I'm already paying $1200 in bills monthly and I take home $1800 ($1900 is I lower my 401K contribution to 2%), so that would leave me with practically nothing to live on. I can manage chemotherapy so I hope it will help. All I can do now is help her as best as I can and make sure she's happy and comfortable until the end.
I consider CareCredit to be predatory to be honest. A lot of people use this method of payment for medical emergencies. They rope you in with deferred interest plans, but if you can't pay it off with in the specified amount of time then your interest rate skyrockets to 26.99%. I feel like they're feeding off of people's desperation.
I feel like I've been in a endless mind-fuck since January. I'm so mentally and emotionally exhausted that I think about packing up my shit and just disappearing. People say that things eventually work out. Well I hope they're right because this is officially the worst year I've had.