Oct 13, 2005 11:25
god have i done it this time! i'm in debt over my eyeballs. but not as bad as i thought. my trick is to keep pushing my debt somewhere else. I just paid $700 in bills because tmobile and bank of america decided to FUCK ME, really badly. i have $80 in my bank account now. woop woop!! i just took out a $10,000 loan on top of the other $18,000 i already have on loan from the feds. so my plan is to use the $10,000 for the remainder of my tuition which is $3000 then using the other $7000 to pay off my dreaded bank of america credit card. IS THIS A GOOD IDEA OR AM I FUCKING UP?? i mean really anyone that knows anything about this shit should tell me cause i know nothing. i make about $400 a month at my job now so it'll be impossible to pay the $400 credit card minimum AND my $60 phone bill. along with gas and all that crap.
oh and it's mmy mom's bday tomorrow...dinner/cake/presents ! this should be interesting. i'll be living in a cardboard box next week.