I normally don't do these, but this one sounded good...
I'd say it's a wasp. I know, I know, they're harmless unless provoked... but they more than frighten me. I've only been stung once, because I stepped on the thing's nest while helping wrangle cows. And no, I'm not really allergic to them. (My epi-pen is for perfume, not insects!) But wasps...
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