FSAs....change is...change?
So, I actually signed up for the flexible health spending account this year. I had before, then kept forgetting. The program has..changed.
Used to be at end of year I'd gather my receipts and send them in, and I think I then received a refund. The good news is, no more receipts at end, and no more having to pay up front.
On the other hand
*It's a debit card. I HATE debit cards.
*It's with a private bank, which I may or may not want anything to do with
*I'm guessing this means it will be on my credit report
**I* have to be sure not to overcharge the account or pay oodles of fees. Just reject it already, with a response of how much is left.
*Oh, and I HAVE (in bold) to review my account at least once a month. Really? If I've run out of money, why?
*And no more cashback on the payments I could make with my Discover card. :P
*Oh, and it came today. Fiscal year already started. I actually saw a nurse yesterday. Thanks for having it here on time, folks.
Not impressed. It feels like just more profit-making for a private bank that's paid off a politician.
I'll deal with it, but still....I'm not sure debit cards are that much of an improvement when they come with all the baggage of normal debit cards.
Used to be at end of year I'd gather my receipts and send them in, and I think I then received a refund. The good news is, no more receipts at end, and no more having to pay up front.
On the other hand
*It's a debit card. I HATE debit cards.
*It's with a private bank, which I may or may not want anything to do with
*I'm guessing this means it will be on my credit report
**I* have to be sure not to overcharge the account or pay oodles of fees. Just reject it already, with a response of how much is left.
*Oh, and I HAVE (in bold) to review my account at least once a month. Really? If I've run out of money, why?
*And no more cashback on the payments I could make with my Discover card. :P
*Oh, and it came today. Fiscal year already started. I actually saw a nurse yesterday. Thanks for having it here on time, folks.
Not impressed. It feels like just more profit-making for a private bank that's paid off a politician.
I'll deal with it, but still....I'm not sure debit cards are that much of an improvement when they come with all the baggage of normal debit cards.