i need advice

Feb 22, 2012 03:33

i have a big problem. i have all ready done my taxes and my refund was supposed to arrive by the 28th. right now i'm really in need of said refund. well i went to check on the status of my refund and it said expected refund $$$ adjusted refund $0.00. so here is the problem what can i do now. i have student loans that are in default right now. i don't make enough money to pay them and live. i currently have two garnishments that are killing my pay checks right now. now i am not even making enough to live on. what is a girl to do?
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