Money Matters....
I am so sick of being broke and stressed and even more broke. When I talk to people they all say....Well do you have a budget?! We have tried the budget thing in the past and honestly it didnt work out for us b/c we just didnt make enough money to pay the bills. But Rob got a nice raise. And I'm working now. We have a deployment coming up which will bring in some MUCH needed financial relief. (It will suck so bad when hes gone. So bad---but its a sacrifice we need now so we can help ourselves out of this mess!). We need to start making smart decisions. A girl from my support group sat me down one day and flat out told me that we are lying to ourselves. That we need to start with the basics instead of a budget. We need an education on finances and finanical decisions. Both of our sets of parents are broke. They didnt set a good example. They made poor choices. They have gambeling addictions. Yet when it comes to making decisions---we ask them for advice or use their choices to guide us w/out thinking twice about it. Well not anymore. Now I'm thinking about it!!!
Rob and I are not good w/numbers in general. I am good w/coupons and finding deals. Not in an extreme way but I get some enjoyment out of a good deal. I used to be much more of a saver or more thrify but as we got into debt I felt hopeless and honestly I gave up for the most part. We are not educated in finances or our decisions. We are always in the "whats going to save us NOW" mindframe instead of thinking future. So I picked up the book she pushed on me & started reading. OMG. I feel like a moron. So does Rob. We are making such HORRIBLE decisions. We have the wrong life insurance policies, we're wasting tons of money on car payments.....ect. Its depressing b/c we feel Dumb but honestly we just never knew any better. So we're going to borrow a few more books....ect and get educated. This way we make better choices and when that big deployment check comes at the end of next year---we use it to help ourselves in the FUTURE. If we can bail ourselves out of our current mess before then---we wont need to use it to pay debt. And that right now is our big 1 year goal. Work on ridding oursevles from debt.
Now we're not going to stop living completely like this book suggests. We need our quality family time & we want to enjoy life. So it wont happen as quickly as it could. But its going to happen.
Now I sort of feel a little more inner peace. We're getting educated. I'm working on eating healthier and moving more. Im trying to get more financially healthy....ect. At the end of 2016 I want the only stress I have to be the stress of having a special needs child. B/c if thats my ONLY stress I feel I'll be able to manage it better.
As for the weight loss it looked good yesterday but I am thinking maybe my scale lied!? We'll see what it says next Sunday before I go and get TOO excited. Ha!
I am going to miss summer TV. Unreal ends tonight :( Mistresses is almost over. I think Suits is too. But my train wreck Bachelor in Paradise is back & Big Brother is still going strong. So we'll see. :)
Also, universe----PLEASE give us some relief from the heat. I wanted pratice for Disney but I'm over it now. I will suffer enough that week. I dont need to suffer now too.
Rob and I are not good w/numbers in general. I am good w/coupons and finding deals. Not in an extreme way but I get some enjoyment out of a good deal. I used to be much more of a saver or more thrify but as we got into debt I felt hopeless and honestly I gave up for the most part. We are not educated in finances or our decisions. We are always in the "whats going to save us NOW" mindframe instead of thinking future. So I picked up the book she pushed on me & started reading. OMG. I feel like a moron. So does Rob. We are making such HORRIBLE decisions. We have the wrong life insurance policies, we're wasting tons of money on car payments.....ect. Its depressing b/c we feel Dumb but honestly we just never knew any better. So we're going to borrow a few more books....ect and get educated. This way we make better choices and when that big deployment check comes at the end of next year---we use it to help ourselves in the FUTURE. If we can bail ourselves out of our current mess before then---we wont need to use it to pay debt. And that right now is our big 1 year goal. Work on ridding oursevles from debt.
Now we're not going to stop living completely like this book suggests. We need our quality family time & we want to enjoy life. So it wont happen as quickly as it could. But its going to happen.
Now I sort of feel a little more inner peace. We're getting educated. I'm working on eating healthier and moving more. Im trying to get more financially healthy....ect. At the end of 2016 I want the only stress I have to be the stress of having a special needs child. B/c if thats my ONLY stress I feel I'll be able to manage it better.
As for the weight loss it looked good yesterday but I am thinking maybe my scale lied!? We'll see what it says next Sunday before I go and get TOO excited. Ha!
I am going to miss summer TV. Unreal ends tonight :( Mistresses is almost over. I think Suits is too. But my train wreck Bachelor in Paradise is back & Big Brother is still going strong. So we'll see. :)
Also, universe----PLEASE give us some relief from the heat. I wanted pratice for Disney but I'm over it now. I will suffer enough that week. I dont need to suffer now too.