761. I hate everything about being an adult
I'm both depressed and in kind of a bitchy mood, so be warned.
So I'm supposed to pay this credit card bill for CareCredit, which is a credit card specifically for healthcare. I used it to pay for my root canal and dental bills, as well as some vet bills when we adopted Bill. And my mom has used it for vet bills for her cats, and my brother and sister-in-law have recently used it for some of their vet bills.
And yet I am the one expected to make all of the payments.
My dad has made some payments, but not enough that they cover the minimum balance due each month. I've tried to make payments but can't log into the stupid website because if I have it set to prompt me for security questions, it gets stuck in a "loading" loop once I've answered the questions. If I have it set to recognize the computer I'm using and NOT ask the security questions, it gives an "internal service error" message and asks me to go back to the main screen and log in. So barring online payments from my account, I've tried to make a payment over the phone and it won't let me pay anything less than the minimum due. I CAN'T AFFORD THE MINIMUM DUE.
I'm sorry that even with THREE JOBS I can't pay this stupid bill. I'm sorry that with those three jobs I barely make enough to pay my rent and utilities and pay for a tank or two of gas each month. I'm sorry that I only make enough that I can only have a stocked kitchen once in a while, usually after my financial aid money has kicked through. Sometimes I have to pay my car insurance bill and my phone bill late just so I can keep a roof over my head and a couple of packets of Ramen noodles in my cabinet (which I ran out of this week, by the way).
We could talk about the two months' worth of rent that I've been forced to put into car repairs out of my own pocket in these last six months, when I should have used that money to make a payment on the car. I can't even remember the last time I gave my grandfather a car payment. We could talk about how I've been avoiding the interstate and playing a dangerous game with my car because I can't afford to replace all four of the tires, which have needed replaced for a couple of months now. I'm considering asking for tires for Christmas because what happens if one of the tires busts before I can afford new ones? I don't even have a spare tire -- that one went flat this summer and guess what? I couldn't afford to replace it!
I could remind you that a couple of months ago I had to borrow nearly $200 from Dad because I couldn't even buy a tank of gas, let alone pay my car insurance. Oh yeah, and Becky has covered my half of the utilities and waited for me to scrape it together to pay her back on several occasions. I still owe Kristy for renewing our Sam's Club card, but it's not like I've even used the thing lately. I can't afford much in the way of groceries, remember?
Or maybe we could talk about how I still haven't been to the optometrist because I can't afford to pay for an appointment or glasses, and not one of my three jobs offers any kind of benefits. Or how about going over everything I needed to buy for nursing school this semester, which went beyond what I got back for my financial aid refund? Or maybe the fact that I only own exactly ONE pair of jeans, which I only bought off the clearance rack because the two pairs I owned before both ripped? I haven't been to Zumba in months because I don't have the extra $5 a week to do it. Or maybe it'll be okay when I tell you that I'm not sure I'll be able to afford Christmas this year.
So yes, please do keep nagging me about paying this bill, instead of asking the others who have used the card to pitch in once in a while, or making a payment yourself occasionally. It sure does make me feel awesome about my financial situation when I am constantly reminded that I can't afford a damn thing.
Oh, and by the way, while I'm at it: yes, I use the word "fuck" on the internet. I use it occasionally in real life, too. I am an adult, you know. And it's just a word.
So I'm supposed to pay this credit card bill for CareCredit, which is a credit card specifically for healthcare. I used it to pay for my root canal and dental bills, as well as some vet bills when we adopted Bill. And my mom has used it for vet bills for her cats, and my brother and sister-in-law have recently used it for some of their vet bills.
And yet I am the one expected to make all of the payments.
My dad has made some payments, but not enough that they cover the minimum balance due each month. I've tried to make payments but can't log into the stupid website because if I have it set to prompt me for security questions, it gets stuck in a "loading" loop once I've answered the questions. If I have it set to recognize the computer I'm using and NOT ask the security questions, it gives an "internal service error" message and asks me to go back to the main screen and log in. So barring online payments from my account, I've tried to make a payment over the phone and it won't let me pay anything less than the minimum due. I CAN'T AFFORD THE MINIMUM DUE.
I'm sorry that even with THREE JOBS I can't pay this stupid bill. I'm sorry that with those three jobs I barely make enough to pay my rent and utilities and pay for a tank or two of gas each month. I'm sorry that I only make enough that I can only have a stocked kitchen once in a while, usually after my financial aid money has kicked through. Sometimes I have to pay my car insurance bill and my phone bill late just so I can keep a roof over my head and a couple of packets of Ramen noodles in my cabinet (which I ran out of this week, by the way).
We could talk about the two months' worth of rent that I've been forced to put into car repairs out of my own pocket in these last six months, when I should have used that money to make a payment on the car. I can't even remember the last time I gave my grandfather a car payment. We could talk about how I've been avoiding the interstate and playing a dangerous game with my car because I can't afford to replace all four of the tires, which have needed replaced for a couple of months now. I'm considering asking for tires for Christmas because what happens if one of the tires busts before I can afford new ones? I don't even have a spare tire -- that one went flat this summer and guess what? I couldn't afford to replace it!
I could remind you that a couple of months ago I had to borrow nearly $200 from Dad because I couldn't even buy a tank of gas, let alone pay my car insurance. Oh yeah, and Becky has covered my half of the utilities and waited for me to scrape it together to pay her back on several occasions. I still owe Kristy for renewing our Sam's Club card, but it's not like I've even used the thing lately. I can't afford much in the way of groceries, remember?
Or maybe we could talk about how I still haven't been to the optometrist because I can't afford to pay for an appointment or glasses, and not one of my three jobs offers any kind of benefits. Or how about going over everything I needed to buy for nursing school this semester, which went beyond what I got back for my financial aid refund? Or maybe the fact that I only own exactly ONE pair of jeans, which I only bought off the clearance rack because the two pairs I owned before both ripped? I haven't been to Zumba in months because I don't have the extra $5 a week to do it. Or maybe it'll be okay when I tell you that I'm not sure I'll be able to afford Christmas this year.
So yes, please do keep nagging me about paying this bill, instead of asking the others who have used the card to pitch in once in a while, or making a payment yourself occasionally. It sure does make me feel awesome about my financial situation when I am constantly reminded that I can't afford a damn thing.
Oh, and by the way, while I'm at it: yes, I use the word "fuck" on the internet. I use it occasionally in real life, too. I am an adult, you know. And it's just a word.