using my free time to be a better person: step one

[jadedtears]

As you certainly may already know if we do any talking in the real world, I've been thinking very critically about my finances and my financial patterns over the last month since I've paid off my entire balance of credit debt and begun to think about tackling my student loans.  Now, don't get me wrong, credit debt elimination is a great achievement

Comments

[sarasrati34]

that is a good blog. i just googled it (using the search bar even) and have only a read a few posts but am already adding it to my RSS feed. surprising how many of those 11 things i do, even though i know i shouldn't

[fallenangel0502]

Oh goodness. That seems like a pretty darn good list to me. Best of luck to you.

P.S.

I miss your face.

[carolynsinger]

Hi Brenda,

Your post got me thinking about getting more organized in my finances. Then I found myself reading a Cosmo for the first time in quite awhile, waiting to get a haircut. I read about a site that will help you track your personal budget every month: Mint.com. I don't know if you've seen it yet, but I really like it.

Mint auto-syncs your bank accounts, credit cards, student loans, and investments. It shows how you've spent your money over the last month, and lets you personalize how much you want to spend on each line item. It will send you an email to tell you if your checking balance is too low, if you overspend in any area, and if any strange charges show up. If you have credit card debt, it offers you suggestions on reducing it.

I like having the accountability of facing my Mint account emails if I'm tempted to spend on something I don't need or could get cheaper. Just that, I think, will help me save more toward reducing my student loans.

Good luck!