Feb 17, 2010 15:20
Yeah, my mom is in the process of purchasing a new car...she keeps calling me, (She's at a car dealership right now.) asking for account numbers and such. Reasons: No. 1--our car is--was--a little under 12 years old...it finally went to a better place...kinda.
It went in as a trade in! No. 2--it's on it's last legs...or, wheels.
So...we don't have any clue how in the world we're gonna pay a car payment.
We have:
debt, which is actually not from uneeded and/or frivolous spending habits. We need to use credit so we have enough for food, clothing...as soon as we pay most of the debt that arises from this...something else is needed...we end up charging something again.
A loan, (for a not-so-litle sum of momey; I won't tell you what the amount is...none of anyone's business!) which we used to pay off old debt...now we're paying that off.
Regular expenses, I.E., monthly bills...We hardly ever use our cell phones, so we're on the cheapest plan out there.
We have a land line, and that meets most of our needs.
People...(furs?) I don't need anything. No donations...I'm just giving some background.
~Heather