Disappointment reigns supreme
Day 7
Have you ever had a fic change your opinion of a character?
I don't think so. I've certainly read some fics that have made my opinion of a character stronger, or altered it slightly (e.g. Maybe Harry Potter isn't the worst hero in the world...maybe) but never completely swayed me to a different kind of thinking. The whole thing about fanfic is that it's designed to let us play with characters that already have a firm footing in the world, so it's hard to change them beyond what I see when they make their first impression.
Back in March of 2010 I consolidated my student loans through a company called Second Alliance. They told me they would consolidate my loans, put them in deferment, and that the defaulted status would be removed from my credit within a calendar year. Then I would be told what to pay to start paying them off.
Well, this was a lie. Second Alliance has my Baker loan, not my federal student loans. Second Alliance has NOTHING AT ALL TO DO with my other loans. And so I had to call a completely different company and explain what was going on. The guy on the phone was INCREDIBLY nice and he explained to me that my loans had been consolidated (I owe 48k, instead of 65k, which was a nice-ish surprise) but that, no, they haven't been cleared off my credit and they won't for seven years. Basically, it's like a bankruptcy sitting on my credit. He did inform me that they had the wrong address for me (duh, I didn't even know I was supposed to be dealing with them) and we got that corrected. Then he informed me that I'm on an income-contingent payment, which I was supposed to be on come August, so that's all right, and that my monthly payment is zero.
So I'm not behind, but interest is still being added on, which it wasn't supposed to be, and I have to live with the bad credit for seven years. This means that, when I marry Lion, I will be seriously screwing him over. We waited to get married this year for my loans to go away. That was the whole point of me getting into the program I thought I was getting into. Now I don't know what to do.
Life really, really, really sucks right now.
Have you ever had a fic change your opinion of a character?
I don't think so. I've certainly read some fics that have made my opinion of a character stronger, or altered it slightly (e.g. Maybe Harry Potter isn't the worst hero in the world...maybe) but never completely swayed me to a different kind of thinking. The whole thing about fanfic is that it's designed to let us play with characters that already have a firm footing in the world, so it's hard to change them beyond what I see when they make their first impression.
Back in March of 2010 I consolidated my student loans through a company called Second Alliance. They told me they would consolidate my loans, put them in deferment, and that the defaulted status would be removed from my credit within a calendar year. Then I would be told what to pay to start paying them off.
Well, this was a lie. Second Alliance has my Baker loan, not my federal student loans. Second Alliance has NOTHING AT ALL TO DO with my other loans. And so I had to call a completely different company and explain what was going on. The guy on the phone was INCREDIBLY nice and he explained to me that my loans had been consolidated (I owe 48k, instead of 65k, which was a nice-ish surprise) but that, no, they haven't been cleared off my credit and they won't for seven years. Basically, it's like a bankruptcy sitting on my credit. He did inform me that they had the wrong address for me (duh, I didn't even know I was supposed to be dealing with them) and we got that corrected. Then he informed me that I'm on an income-contingent payment, which I was supposed to be on come August, so that's all right, and that my monthly payment is zero.
So I'm not behind, but interest is still being added on, which it wasn't supposed to be, and I have to live with the bad credit for seven years. This means that, when I marry Lion, I will be seriously screwing him over. We waited to get married this year for my loans to go away. That was the whole point of me getting into the program I thought I was getting into. Now I don't know what to do.
Life really, really, really sucks right now.