US Health Care
As I am now employed in the Health Care Industry (at a software vendor) I have had to take many training classes, get certified and general know a lot about what goes on from member to provider to nurse to claim to payment to appeals.
And I am sick and tired of the argument against "Socialist" health care. It's completely misleading. Why? Because what we have now is the same system only run by a private profit making company.
You and all your co-workers pay money in monthly (or bi-weekly) premiums to the Health Plan. Your employer pays more premium to the Health Plan.
You and your co-workers and everyone else who pays this Health Plan get discounted services to providers the Health Plan has contracted with. You will still have to make a co-payment on your HMO office visits and those co-payments are getting bigger, along with your premiums.
So how is your care paid for? The Health Plan pays the provider from that big account of all your money, your co-workers money and your employers money. If your medical expenses are more then the guy next to you at work, because he doesn't go to the doctor, then he is paying for your health care. You are all paying for everyone else to be covered.
This is "Socialist". The only difference is that currently, the Health Plan is also taking a percentage of your premiums as profit for their shareholders.
Yes, 90% of your dollar goes to actual medical care. And 7% goes to administration and staff and paperwork etc. But 3% goes to the guys who own stock.
Wouldn't you rather 93% go to medical costs?
And I am sick and tired of the argument against "Socialist" health care. It's completely misleading. Why? Because what we have now is the same system only run by a private profit making company.
You and all your co-workers pay money in monthly (or bi-weekly) premiums to the Health Plan. Your employer pays more premium to the Health Plan.
You and your co-workers and everyone else who pays this Health Plan get discounted services to providers the Health Plan has contracted with. You will still have to make a co-payment on your HMO office visits and those co-payments are getting bigger, along with your premiums.
So how is your care paid for? The Health Plan pays the provider from that big account of all your money, your co-workers money and your employers money. If your medical expenses are more then the guy next to you at work, because he doesn't go to the doctor, then he is paying for your health care. You are all paying for everyone else to be covered.
This is "Socialist". The only difference is that currently, the Health Plan is also taking a percentage of your premiums as profit for their shareholders.
Yes, 90% of your dollar goes to actual medical care. And 7% goes to administration and staff and paperwork etc. But 3% goes to the guys who own stock.
Wouldn't you rather 93% go to medical costs?