Ugh. Flat-out broke. Either that or I've set aside too much for my savings. I know of 2 ways to save. 1) Spend your money, then save what's left. 2) Set aside money, then spend what's left. My way is the latter. It's a pretty effective way to save, but I think I've gone overboard with the amount I set aside (half my paycheck). And it doesn't help
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