Is it bad to have two VISA cards? I have a Macy's Visa and the lowest they'll make my APR is 16.99% which is just crap 'cause my credit is great. They fed me some line saying that's the lowest they can offer to any of their customers. I'm thinking about getting a PayPal Visa because they're offering 0% fixed APR for 6 Months on Purchases and
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