8 months later...and $186 more in debt
I never visit lj. I was never good about it. The only reason I am doing this was to view a previous post I had made- one about debt.
I am not even sure I can make rent this month let alone anything else. I didn't pay Verizon cause I can't foot the bill on my own and my sis is being herself and still has no money (a.k.a hasn't helped me with the phone which she is on as well)
Anyway, I have no money and I decide to get all ambitious and try to make a plan to pay off that cc debt i still have. I did well considering all. Bought things I knew I didn't need but only about 450.00 all year. Not bad. I did xmas almost entirely in cash so I am not totally irresponsible. With my current debt, not including finance charges and interest, I would have to pay 208/ mo to get it all clear in 12 months.
Any suggestions to online guides for budget planners, record keeping or anything else of the sort that could help? I'm going to go look now.
I am not even sure I can make rent this month let alone anything else. I didn't pay Verizon cause I can't foot the bill on my own and my sis is being herself and still has no money (a.k.a hasn't helped me with the phone which she is on as well)
Anyway, I have no money and I decide to get all ambitious and try to make a plan to pay off that cc debt i still have. I did well considering all. Bought things I knew I didn't need but only about 450.00 all year. Not bad. I did xmas almost entirely in cash so I am not totally irresponsible. With my current debt, not including finance charges and interest, I would have to pay 208/ mo to get it all clear in 12 months.
Any suggestions to online guides for budget planners, record keeping or anything else of the sort that could help? I'm going to go look now.