Was It A Full Moon Or Something?
Apparently I'm not the only person who had a rough night last night. I think everything's ironed out, but pray for us, everyone. I really want to qualify for the loan so that I can get the house.
What I don't understand is why they didn't have this information SOONER so that we could know that we would need it. I mean, she knew we were looking at new construction. Couldn't she have done more than stress me out with "oh but taxes" and "oh but this" and "oh but that" and never actually come out and say "Your debt to income ratio is such that should you purchase new construction, you will not qualify for the loan. Do something about it NOW, before you find something and sign a contract where you are running out of time and options." But noooooooo... we find out LAST NIGHT that if she doesn't get something that will make me qualify BEFORE FRIDAY that she'll have to call the builder and tell them that I'm not qualified for the loan. WHAT THE FUCK? The contract I signed said I had TEN DAYS. I signed on SATURDAY. The builder signed on SUNDAY OR MONDAY. FRIDAY is not ten days from any of those... Hell, it isn't even SEVEN days! >.
What I don't understand is why they didn't have this information SOONER so that we could know that we would need it. I mean, she knew we were looking at new construction. Couldn't she have done more than stress me out with "oh but taxes" and "oh but this" and "oh but that" and never actually come out and say "Your debt to income ratio is such that should you purchase new construction, you will not qualify for the loan. Do something about it NOW, before you find something and sign a contract where you are running out of time and options." But noooooooo... we find out LAST NIGHT that if she doesn't get something that will make me qualify BEFORE FRIDAY that she'll have to call the builder and tell them that I'm not qualified for the loan. WHAT THE FUCK? The contract I signed said I had TEN DAYS. I signed on SATURDAY. The builder signed on SUNDAY OR MONDAY. FRIDAY is not ten days from any of those... Hell, it isn't even SEVEN days! >.