Just an update (for anyone vaguely interested) - A wonderful friend loaned me some money, the bank *finally* refunded 1 of the 5 overdraft fees, the Employee Council emergency fund at work gave us $300 for our electric bill, and pay day finally arrived so that the strain was lessened and groceries were bought. Now I'm trying to scrape up money (through judicious use of grocery funds) to buy a few last-minute small gifts, then I can breathe a sigh of relief for a few days before it is back to tackling the bills. All I can say is God (through a few good friends) is faithful! Thanks again, faithful friends!