This generation has issues
Sense of entitlement issues that is. And I don't fucking understand it. I work really hard for everything I have. I make sacrifices everyday to keep money in savings and the mortgage up to date. I drag my ass to school every night just so I can get an education and better my stance in life.
My generation is pushing me more and more to becoming conservative. Don't get me wrong, I support some social programs with no reservations, but come the fuck on. Get a job, save money, pay your debt and get the fuck over it. Everyone has to do it. There is no magical get out of jail free card because your "young and didn't know any better". Well I'm only 23 and managed to get my shit together. I have lived independently since 19. Do I want a pat on the back? No- not really. I would really rather have other people my age step up and start taking personal responsibility.
I had little privileges in my life (just a good set of parents, who are not good with money and being intelligent) and I figured it out no problem. Yes, I had some debt it was up to $4,000 at one point. That is all gone now. You know how? Because we started meal planning to spend less at the grocery store, we stopped going out at the drop of hat. We sacrificed a lot to get where we are. And I will be damned if I am expected one more time to throw in more money just because I have it. I have it because I haven't frivolously thrown it away on random technology or snobbish habit.
Yes, I have snob habits. I love shoes and beer. I have given up buying shoes whenever I see them. I have created a line item in our budget that counts in homebrewing and going to brew pubs. Yes, it's not as often as we would like, but it is doable.
Thing is, I am happy. Life is so much less stressful when you have a good cushion in case of emergency. And if you would like financial saviness and peace...study up on it. Dave Ramsey's "Total MOney Makeover" is a good read and can turn your life around. Now I didn't have anyone to tell me this but I am giving this information to anyone who reads this blog (which is quite possibly no one). It's good advice. Trust it. Start take responsibility for your actions and stop relying on hand outs. It feels really good to be able to pay all of your own bills.
My generation is pushing me more and more to becoming conservative. Don't get me wrong, I support some social programs with no reservations, but come the fuck on. Get a job, save money, pay your debt and get the fuck over it. Everyone has to do it. There is no magical get out of jail free card because your "young and didn't know any better". Well I'm only 23 and managed to get my shit together. I have lived independently since 19. Do I want a pat on the back? No- not really. I would really rather have other people my age step up and start taking personal responsibility.
I had little privileges in my life (just a good set of parents, who are not good with money and being intelligent) and I figured it out no problem. Yes, I had some debt it was up to $4,000 at one point. That is all gone now. You know how? Because we started meal planning to spend less at the grocery store, we stopped going out at the drop of hat. We sacrificed a lot to get where we are. And I will be damned if I am expected one more time to throw in more money just because I have it. I have it because I haven't frivolously thrown it away on random technology or snobbish habit.
Yes, I have snob habits. I love shoes and beer. I have given up buying shoes whenever I see them. I have created a line item in our budget that counts in homebrewing and going to brew pubs. Yes, it's not as often as we would like, but it is doable.
Thing is, I am happy. Life is so much less stressful when you have a good cushion in case of emergency. And if you would like financial saviness and peace...study up on it. Dave Ramsey's "Total MOney Makeover" is a good read and can turn your life around. Now I didn't have anyone to tell me this but I am giving this information to anyone who reads this blog (which is quite possibly no one). It's good advice. Trust it. Start take responsibility for your actions and stop relying on hand outs. It feels really good to be able to pay all of your own bills.