Fraud Alert!

Feb 01, 2010 11:22

Apparently my spending habits confuse the hell out of my banks. It sure doesn't confuse the hell out of my wallet since cash never actually reaches it. My paycheck does a disappearing act the second after I cash it every week. But sometimes I like to use my credit card to get points towards Borders or my ATM card so I get cash back. It makes sense right? These days cash gets you nothing, well maybe a few cents extra at the gas pump, but even street merchants take cards now. They should just make cash non-existent at this point but I digress.

This morning I receive a call on my cell from my bank telling me there is a fraud alert on my card. Already? It's 730 in the morning how is that even possible? So I choose the option of speaking to someone because these calls border on fraudulent themselves. And I wait. And wait. And wait, watching the minutes tick by until I hang up. Why waste my bajillion minutes on a crap call? So I use the Surge phone instead and call the number on the back of my card and wait. And wait. And wait.

While I'm waiting I think back to a recent fraud alert put on a credit card. It's baffling to them that an overweight girl would purchase McDonald's for dinner then go down the road to fill her truck up at the corner station by her house. Very very baffling. COMPLETELY out of my normal spending habits of fast food and absurd amounts of gas. And around the same time of day too. Baffling.

I finally get through to a person and I explain my situation. "Fraud alert? Oh I have to send you to that department. Hold please." I look at the phone. Did I not specify fraud alert to the voice animated rep when I called? Which department did they send me to that sounds like fraud alert? So I get put on hold and he transfers me to the Hang Up On Me Department.

I just don't have it in me today to call back. I just don't. Because my fraud alert today is just beyond ridiculous that I don't even want to talk to these people.

I work in the city. On the first every month I buy two train passes (how unusual!). So why, pray tell, would someone at 645 in the morning use my "stolen credit card" to head down into the bowels of Penn Station to buy themselves an unlimited subway ride when they could take said card and purchase something of better value like a scooter?

blerg!

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