Pre-Courtship Questionnaire - Pt 14 Finances
blah blah blah the fundamentalist relationship meme of doom: http://www.stufffundieslike.com/2013/06/the-pre-courtship-questionnaire/.
293. What is you definition of wealth?
They say 'health is wealth.'
294. How do you spend money?
By handing it to cashiers?
295. How do you save money?
By leaving it in the bank?
296. How do you think that your use of money will change after marriage?
My hypothetical future spouse and I would need to agree on a budget, etc. I
297. Do you have any debts now? If so, how are you making progress to eliminate them?
Hey, look, it's question 159! Again.
298. Do you use credit cards?
Yes, my american one. I haven't lived in the UK long enough to get credit.
299. Do you support the idea of taking loans to buy a new home?
Versus what? Paying hundreds of thousands of pounds in cash? Not that it matters, as I can't get a loan.
300. What are you expecting from your spouse financially?
We'd need to negotiate this.
301. What is your financial responsibility in the marriage?
Yet another thing up for negotiation and not based on gender roles!
302. Do you support the idea of a working wife?
Look, it's question 119! Again. Because it's such a fucking awful question, it's worth asking twice!
303. If so, how do you think a dual-income family should manage funds?
It's very important that both spouses have some stuff in their own names s as to build credit histories. And I think bills should be paid out of a joint account. Contributions to this shared account should not be equal, however, but should be negotiated based on the salaries of each person.
304. Do you currently use a budget to manage your finances?
No, I just have a sense of how much I've got.
305. Who are the people to whom you are financially responsible?
Me, myself and I
306. What is your current job?
I am an independent researcher. (Independent means 'unpaid.')
307. Are you punctual or late for work?
I set my own hours.
308. Do you plan on handling the finances? Would you seek my opinion on purchases before hand?
It would really best if I weren't in charge of this.
309. Do you pay your bills on time?
This is why I shouldn't be the one in charge.
310. Can I see your last 4 months worth of bank statements?
My letting agent wanted to see six months. you're kind of lax by comparison.
311. What is the biblical perspective on proofreading? (asked because this was a repeat of 119 and 302)
312. Have you had debt in the past?
I had a mortgage.
313. What did you do to get out of it?
I paid it off. Before the whole subprime thing happened, so I don't have first hand experience with my bank trying to massively fuck me up.
314. How do you feel about debt? Is it a bad or a good thing?
There is an important difference between secured and unsecured debt. Also, it matters how the tax system approaches the problem of debt, etc. In general, credit card debt is bad. Student loan debt is a criminal imposition on students. Mortgage debt is often ok, depending on how unscrupulous your bank is.
315. Do you think God would repeat question 304?
316. Are you willing to live on a budget?
ok
317. Would god repeat question 298?
318. How many credit cards do you have?
1.
319. How much do you owe on each of them?
This is reminding me I may have missed a payment.
320. What is your goal or purpose in owing on and paying off credit cards?
It seemed like the american thing to do.
321. What determines whether or not you make a purchase? Give me some recent examples.
Um, I bought some food recently because I was hungry.
322. Are you a wise spender?
No
323. Do you consider whether or not you have the finances before you purchase something?
Yes.
324. Are you a compulsive spender?
A little bit.
325. Do you consult anyone before making a large purchase?
How large are we talking?
326. Would you ask my opinion before making significant purchases?
I'm sure I've seen this question before.... anyway, yes.
327. What do you consider a significant purchase?
A car or a bicycle that I'm afraid to lock outside. Or a tuba.
328. Would you rather spend money on yourself or someone else?
Um, well, um, it depends?
329. Do you spend money on others even when you don’t have the money?
I probably have, but in general, no.
330. What is the most you have ever spent on any one thing at a time?
I bought a condo once.
331. Would you rather rent or buy?
Housing? It depends.
332. Do you buy used or does it have to be new?
Ok, not housing. Um, I'm ok with used. Especially for books. I've never owned a new tuba.
333. How do you feel about a new or used car?
Equally fucking awful.
334. How do you feel about making car payments?
Not making them makes me feel justified buying overly nice bicycles.
335. Who handles the finances in your parents’ home? Your Mom or Dad?
My dad always did.
336. Has anyone ever taught you how to handle your finances?
My school covered it.
337. Can you balance a check book?
You may have heard of an amazing invention called the internet. It turns out it can do banking stuff too.
338. Do you have a savings account? How much is in it?
Yes and I'm not posting that to the internet.
339. How much do you love question 147?
340. Are you stingy?
Yes, and I smell bad. ::eyeroll::
341. Are you generous with what God has given to you? To what degree?
I'm not sure what God gave me.
342. Do you tithe?
lol
343. What percentage of tithe do you give?
lol
344. How long have you tithed?
lol
345. Do your parents tithe?
My parents gave the required amount to the church to get the discount for me being in the catholic school. They did not come out ahead, but they wanted to support their church.
346. Do you give above your tithe?
If I'm going to give away my money, which I do sometimes, I'd prefer to give it to an actual charity that supports things that don't directly benefit me. Giving money to your own church is like giving money to yourself.
347. How much generally do you give above the tithe?
oh, fuck off.
348. Do you give on occasion to other needs that you hear about above your regular giving? (For instance, if a missionary with a need came by would you give additionally to a need that might have been heard or do you think that you have already given to him because of giving to missions already.)
I think I've got some sort of repeating transfer to the British Red Cross. I also give to a FOSS project, but that doesn't count because I actually use the software, so it's entirely capitalistic self interest.
349. Are you ever stirred emotionally to give?
Yes
293. What is you definition of wealth?
They say 'health is wealth.'
294. How do you spend money?
By handing it to cashiers?
295. How do you save money?
By leaving it in the bank?
296. How do you think that your use of money will change after marriage?
My hypothetical future spouse and I would need to agree on a budget, etc. I
297. Do you have any debts now? If so, how are you making progress to eliminate them?
Hey, look, it's question 159! Again.
298. Do you use credit cards?
Yes, my american one. I haven't lived in the UK long enough to get credit.
299. Do you support the idea of taking loans to buy a new home?
Versus what? Paying hundreds of thousands of pounds in cash? Not that it matters, as I can't get a loan.
300. What are you expecting from your spouse financially?
We'd need to negotiate this.
301. What is your financial responsibility in the marriage?
Yet another thing up for negotiation and not based on gender roles!
302. Do you support the idea of a working wife?
Look, it's question 119! Again. Because it's such a fucking awful question, it's worth asking twice!
303. If so, how do you think a dual-income family should manage funds?
It's very important that both spouses have some stuff in their own names s as to build credit histories. And I think bills should be paid out of a joint account. Contributions to this shared account should not be equal, however, but should be negotiated based on the salaries of each person.
304. Do you currently use a budget to manage your finances?
No, I just have a sense of how much I've got.
305. Who are the people to whom you are financially responsible?
Me, myself and I
306. What is your current job?
I am an independent researcher. (Independent means 'unpaid.')
307. Are you punctual or late for work?
I set my own hours.
308. Do you plan on handling the finances? Would you seek my opinion on purchases before hand?
It would really best if I weren't in charge of this.
309. Do you pay your bills on time?
This is why I shouldn't be the one in charge.
310. Can I see your last 4 months worth of bank statements?
My letting agent wanted to see six months. you're kind of lax by comparison.
311. What is the biblical perspective on proofreading? (asked because this was a repeat of 119 and 302)
312. Have you had debt in the past?
I had a mortgage.
313. What did you do to get out of it?
I paid it off. Before the whole subprime thing happened, so I don't have first hand experience with my bank trying to massively fuck me up.
314. How do you feel about debt? Is it a bad or a good thing?
There is an important difference between secured and unsecured debt. Also, it matters how the tax system approaches the problem of debt, etc. In general, credit card debt is bad. Student loan debt is a criminal imposition on students. Mortgage debt is often ok, depending on how unscrupulous your bank is.
315. Do you think God would repeat question 304?
316. Are you willing to live on a budget?
ok
317. Would god repeat question 298?
318. How many credit cards do you have?
1.
319. How much do you owe on each of them?
This is reminding me I may have missed a payment.
320. What is your goal or purpose in owing on and paying off credit cards?
It seemed like the american thing to do.
321. What determines whether or not you make a purchase? Give me some recent examples.
Um, I bought some food recently because I was hungry.
322. Are you a wise spender?
No
323. Do you consider whether or not you have the finances before you purchase something?
Yes.
324. Are you a compulsive spender?
A little bit.
325. Do you consult anyone before making a large purchase?
How large are we talking?
326. Would you ask my opinion before making significant purchases?
I'm sure I've seen this question before.... anyway, yes.
327. What do you consider a significant purchase?
A car or a bicycle that I'm afraid to lock outside. Or a tuba.
328. Would you rather spend money on yourself or someone else?
Um, well, um, it depends?
329. Do you spend money on others even when you don’t have the money?
I probably have, but in general, no.
330. What is the most you have ever spent on any one thing at a time?
I bought a condo once.
331. Would you rather rent or buy?
Housing? It depends.
332. Do you buy used or does it have to be new?
Ok, not housing. Um, I'm ok with used. Especially for books. I've never owned a new tuba.
333. How do you feel about a new or used car?
Equally fucking awful.
334. How do you feel about making car payments?
Not making them makes me feel justified buying overly nice bicycles.
335. Who handles the finances in your parents’ home? Your Mom or Dad?
My dad always did.
336. Has anyone ever taught you how to handle your finances?
My school covered it.
337. Can you balance a check book?
You may have heard of an amazing invention called the internet. It turns out it can do banking stuff too.
338. Do you have a savings account? How much is in it?
Yes and I'm not posting that to the internet.
339. How much do you love question 147?
340. Are you stingy?
Yes, and I smell bad. ::eyeroll::
341. Are you generous with what God has given to you? To what degree?
I'm not sure what God gave me.
342. Do you tithe?
lol
343. What percentage of tithe do you give?
lol
344. How long have you tithed?
lol
345. Do your parents tithe?
My parents gave the required amount to the church to get the discount for me being in the catholic school. They did not come out ahead, but they wanted to support their church.
346. Do you give above your tithe?
If I'm going to give away my money, which I do sometimes, I'd prefer to give it to an actual charity that supports things that don't directly benefit me. Giving money to your own church is like giving money to yourself.
347. How much generally do you give above the tithe?
oh, fuck off.
348. Do you give on occasion to other needs that you hear about above your regular giving? (For instance, if a missionary with a need came by would you give additionally to a need that might have been heard or do you think that you have already given to him because of giving to missions already.)
I think I've got some sort of repeating transfer to the British Red Cross. I also give to a FOSS project, but that doesn't count because I actually use the software, so it's entirely capitalistic self interest.
349. Are you ever stirred emotionally to give?
Yes