bitches
i am paying off my debt.
the untimate goal is to have it taken care of by january first. It's an unrealistic goal due to the ammount of debt and my monthly income but it is what i am going to do so that i can force myself to make the payments.
what i am paying off by then
$298.61 to allianceone for a ticket that i recieved when i was 18
$123.71 to credit protection services for a blockbusters account i messed up when i was......18
$8.58 to credit protections services for a account i did not know i had when i was 18
$195.00 to credit collections services (CCS) for an insurance policy that i stopped paying when i was 18.
$1103.50 to Balley's total fitness specialty group for an account that was opened when i was 19 paid in three payments of 367.83 each.
now if you are good with math you would know that the total for that is $1729.40
now lets break down how much i make a month.
about 725 a week, i owe $50 to cell phone, $50 to the gym, $50 to utilities, $100 in food and about $50 to transportation.
$1450 a month
-100
-50
-50
-50
-50
=
1150 to spend each month (that seems like a lot doesn't it!)
So lets say i spend another $50 a month at shows to get in and maybe buy a shirt or a cd
1100 to spend.
total debt 1729.4
- 1100 paid towards the debt
= 629.00
Now this is not including any bonus checks that i might get through work. So on paper it may be possible to payoff all of this by the end of the month. If i could get all of that done i would be the happies man in the world. I am want to improve my credit before i move sooo bad. Lets see just how hard i can work!!!
the untimate goal is to have it taken care of by january first. It's an unrealistic goal due to the ammount of debt and my monthly income but it is what i am going to do so that i can force myself to make the payments.
what i am paying off by then
$298.61 to allianceone for a ticket that i recieved when i was 18
$123.71 to credit protection services for a blockbusters account i messed up when i was......18
$8.58 to credit protections services for a account i did not know i had when i was 18
$195.00 to credit collections services (CCS) for an insurance policy that i stopped paying when i was 18.
$1103.50 to Balley's total fitness specialty group for an account that was opened when i was 19 paid in three payments of 367.83 each.
now if you are good with math you would know that the total for that is $1729.40
now lets break down how much i make a month.
about 725 a week, i owe $50 to cell phone, $50 to the gym, $50 to utilities, $100 in food and about $50 to transportation.
$1450 a month
-100
-50
-50
-50
-50
=
1150 to spend each month (that seems like a lot doesn't it!)
So lets say i spend another $50 a month at shows to get in and maybe buy a shirt or a cd
1100 to spend.
total debt 1729.4
- 1100 paid towards the debt
= 629.00
Now this is not including any bonus checks that i might get through work. So on paper it may be possible to payoff all of this by the end of the month. If i could get all of that done i would be the happies man in the world. I am want to improve my credit before i move sooo bad. Lets see just how hard i can work!!!