VA Home Loan not solid- in review to Underwriters NOW
I just found out today that my VA Home loan is NOT fully confirmed. My profile had passed a simple Eligible/not eligible check, but the final answer has to come from the loan Underwriters. The Loan person verified I still pass the eligible/not eligible test, but its officially being reviewed today by the underwriters & an answer will be known no later than tomorrow.
Finding out it wasn't set in stone has been a shock. Most of my past debts have been paid off, but the records tend to linger for a while on the credit reports, and so there is question on final approval. On the encouraging side, all of the extra questions asked of me so far have had positive responses to give back to them. This gives more in my favor.
I normally don't like to solicit for this sort of thing, but this really means a lot to me. Owning my own place will mean putting money into an investment instead of paying a mgmt company. It will also be the sign of finally rising above financial stupidity in my mid to late 20's.
Please put out prayers, or light candles, or whatever your faith mandates in sending good wishes/energy that this situation resolves positively.
Thank you all who help,
Andrew
Finding out it wasn't set in stone has been a shock. Most of my past debts have been paid off, but the records tend to linger for a while on the credit reports, and so there is question on final approval. On the encouraging side, all of the extra questions asked of me so far have had positive responses to give back to them. This gives more in my favor.
I normally don't like to solicit for this sort of thing, but this really means a lot to me. Owning my own place will mean putting money into an investment instead of paying a mgmt company. It will also be the sign of finally rising above financial stupidity in my mid to late 20's.
Please put out prayers, or light candles, or whatever your faith mandates in sending good wishes/energy that this situation resolves positively.
Thank you all who help,
Andrew