Loans
So I had filled out a Master Promissory Note back at the end of May, and had everything all set up for my coming semester. Last Friday they sent me an email saying that their loan program had changed and I needed to pick a lender and submit a new MPN through them (I think, she was vague). Now, this whole thing is rather frustrating, and I'm sort of freaked out because if I don't have these loans I can't afford to go to school. It seems kind of late for them to be like 'Oops, the paperwork we sent you was wrong as of recently, lolz, do it again!'
I'm not sure who is a good lender. (Does a good lender exist?) My undergrad was completely covered by scholarships, so this is all new to me. She sent me a lender document, but shoot, it has information about parent loans. These do not apply. -_-; This is for the Federal Stafford Loan btw.
But it looks like I could use Access Group, ACPE, Chase, Discover, Fifth Third Bank (WTH?), SallieMae, or Wells Fargo. I've heard bad things about SallieMae, but I should be able to pay back the loans... So I don't know if that really means that I should avoid them. I'm tempted to go with Wells Fargo, but that's only because I have banked with them in the past. The ACPE loan is an Alaskan thing. I am an Alaskan resident, but I need to be here for another year before I qualify for any lesser tuition. They say that they won't ever sell your loan off (other sites do). They're all about helping Alaskan students, from what they said. Now, that seems like a good way to go... but once I finish my masters here, I'm probably going to be moving out of Alaska to pursue a PhD program and/or job in a different state. I'm concerned that while they might be 'thrilled' to help me out while I'm an Alaskan resident, they'll be less thrilled when I'm not.
I hope that this is ok, I'm just really frustrated and I can't get a hold of the financial office. :P Mainly I was hoping to see if anyone had experience or knowledge of any of these lenders.
I'm not sure who is a good lender. (Does a good lender exist?) My undergrad was completely covered by scholarships, so this is all new to me. She sent me a lender document, but shoot, it has information about parent loans. These do not apply. -_-; This is for the Federal Stafford Loan btw.
But it looks like I could use Access Group, ACPE, Chase, Discover, Fifth Third Bank (WTH?), SallieMae, or Wells Fargo. I've heard bad things about SallieMae, but I should be able to pay back the loans... So I don't know if that really means that I should avoid them. I'm tempted to go with Wells Fargo, but that's only because I have banked with them in the past. The ACPE loan is an Alaskan thing. I am an Alaskan resident, but I need to be here for another year before I qualify for any lesser tuition. They say that they won't ever sell your loan off (other sites do). They're all about helping Alaskan students, from what they said. Now, that seems like a good way to go... but once I finish my masters here, I'm probably going to be moving out of Alaska to pursue a PhD program and/or job in a different state. I'm concerned that while they might be 'thrilled' to help me out while I'm an Alaskan resident, they'll be less thrilled when I'm not.
I hope that this is ok, I'm just really frustrated and I can't get a hold of the financial office. :P Mainly I was hoping to see if anyone had experience or knowledge of any of these lenders.