loans question - outside loans

Nov 13, 2007 22:34

Excuse my ignorance, but I never had to do this with undergrad ( Read more... )

fellowships/funding, loans

Leave a comment

awoodnymph November 14 2007, 03:45:43 UTC
You have to fill out the FAFSA to get federal loans with low interest rates. Plus, you may be eligible for grants. The form is online. I believe it's due by March 1st.

Reply

i_broke_it_ November 14 2007, 03:47:13 UTC
I did. But now what?

Reply

awoodnymph November 14 2007, 04:52:04 UTC
How long ago did you fill it out? It takes them a little while to process it (at least for me). If there are any problems with the application, they should e-mail/snail mail you more information. Otherwise, they'll send out your Student Aid Report letting you know what your expected contribution is and what sort of financial aid you are eligible for. If you receive aid, they'll pay it directly to your institution and you will be refunded any extra money.

But like I said, it usually takes them a little while to let you know what kind of aid you're eligible for. I'm not sure how long is average though, because I always have to fill out extra forms verifying information because I've moved a lot since I've been in college (or rather, my family has).

Reply

i_broke_it_ November 14 2007, 12:12:17 UTC
Apparently I'm not eligible for anything? At least, FAFSA seems to be saying that my school will decide. Either way, I'm sure I'll need outside loans.

Reply

ambiguously_jer November 14 2007, 14:17:04 UTC
Did you fill out the 08-09 FAFSA? If not, a) the results might be different (maybe) and b) you're going to need to to get aid for the actual school year. But, you should do this after Jan 1 (either with estimated numbers or wait until your taxes are done).

I financed my degree entirely through federal loans that I was eligible for after doing the FAFSA - both subsidized and unsubsidized. The FAFSA won't tell you that directly (only your estimated contribution) - federal loan info will come from the school.

Reply

i_broke_it_ November 14 2007, 14:33:04 UTC
Can you fill out the 08-09 one yet? I looked on the FAFSA site, and it looks like you can't. And I'm applying for spring, meaning I'll enter in early january, only one or two days after the 08-08 FAFSA becomes available. That's why it seems odd to me... well, we'll see what the school says.

Reply

ambiguously_jer November 14 2007, 14:34:43 UTC
ah. I assumed you were starting in the fall. I apologize if I missed that somewhere. Filling out the 07-08 was then the right way to go.

So you don't know if you're in yet? You might want to call the financial aid office at the school and ask what's typical for students in your situation.

Reply

(The comment has been removed)

ambiguously_jer November 14 2007, 14:14:43 UTC
yeah... that may cause a snag.

Reply


Leave a comment

Up