(no subject)
The tv in the bedroom has one channel bc it doesn't pick up the satelitte. It sucks. I'm listening to the same bullshit of how swine flu pandemic and how bad the economy is. The economy is bad and there are houses in foreclosure and I want to buy a house.
Even though its the worst time to consider it, for me it may be the best. The interest rates are at an ultime low of 4.5%. It was at 6.2%! I know my job is pretty much fixed. The economys been bad but as long as people keep their insurance, they'll be there to get their teeth clean.
Right now I have credit and it is good. All I have to do is get a down payment and closing costs and I'm looking at 10000 dollars. And I cam have that in the next 5 years. I could of had it in the time I've been living here. In the 13 months I've been here, ikve thrown away 7800 dollars. That is ridiculous. That's my down payment. But don't tell my mom that, she'll definitely pull an I told u so. BUT I love living on my own. I just hate the money I've wasted.
So we looked at a house in mountaintop. We like it. It's small, but it has potential. It's close to work. It's in my price range. It's for sale by owner. I'm aware it'll be a little more with taxes, having to pay for heat,house insurance. So it might be 750 a month and all the other bills.
BUT there's nob restrictions. I can do laundry when I want and as many loads I want. So if I want to have a laundry day now. I can. I don't have to depend on anyone to fix things, I can decide myself if I want to have animals. I'm going to be earning something instead of throwing money out the window, making a living to get nothing out of it? No. Not anymore.
And again I'm excited, but I'm not counting on it. Because anything can stop me... My parents won't let me borrow the money (which I hate even asking for money let alone that much., the inspection comes back bad and I can't get the loan, someone else makes a higher bid, she decided NOT sell.
I'm excited, looking forward to the idea and making future plans. But I know not to get overwhelmed in the whole thing.
I will keep you updated.
Even though its the worst time to consider it, for me it may be the best. The interest rates are at an ultime low of 4.5%. It was at 6.2%! I know my job is pretty much fixed. The economys been bad but as long as people keep their insurance, they'll be there to get their teeth clean.
Right now I have credit and it is good. All I have to do is get a down payment and closing costs and I'm looking at 10000 dollars. And I cam have that in the next 5 years. I could of had it in the time I've been living here. In the 13 months I've been here, ikve thrown away 7800 dollars. That is ridiculous. That's my down payment. But don't tell my mom that, she'll definitely pull an I told u so. BUT I love living on my own. I just hate the money I've wasted.
So we looked at a house in mountaintop. We like it. It's small, but it has potential. It's close to work. It's in my price range. It's for sale by owner. I'm aware it'll be a little more with taxes, having to pay for heat,house insurance. So it might be 750 a month and all the other bills.
BUT there's nob restrictions. I can do laundry when I want and as many loads I want. So if I want to have a laundry day now. I can. I don't have to depend on anyone to fix things, I can decide myself if I want to have animals. I'm going to be earning something instead of throwing money out the window, making a living to get nothing out of it? No. Not anymore.
And again I'm excited, but I'm not counting on it. Because anything can stop me... My parents won't let me borrow the money (which I hate even asking for money let alone that much., the inspection comes back bad and I can't get the loan, someone else makes a higher bid, she decided NOT sell.
I'm excited, looking forward to the idea and making future plans. But I know not to get overwhelmed in the whole thing.
I will keep you updated.