(no subject)
This is the first time since i was 6 i had a bank account. And I don't like it.
I've been putting money every week into my account at Washington Mutual for the past month. It's acumulated to a decent amount, but now that it's time to pay the bills apparently I can't touch but 20 dollars of it. Why you ask? "New Customer Relationship"
Now I understand how banks work. After all, where I work deals exclusively with money. One of the first things about banks and checks that I learned was that if you bring in a check from saaaay Washington Mutual, and cash it at washington mutual, you get your money as long as you have ID. If you're an actual customer and you deposit your Washington Mutual checks in the ATM (because you work untill after the branches close) they put a 7-10 business day hold, plus 2 days for using the ATM, for a total of 2 weeks or more where I can't touch my money.
It's ridiculous because if i get off early and run to the branch and get cash for my check, i can then deposit the cash hold free.
Being young and having no credit sucks. Everyone wants a deposit. I was 20 dollars away from being overdrawn with over 1000 dollars actually in my account. Then I really would have been fucked.
Fucking banks. I'm going back to putting money in my sock drawer. That way I won't have to pay 3 dollars a month for them to keep all my money.
I've been putting money every week into my account at Washington Mutual for the past month. It's acumulated to a decent amount, but now that it's time to pay the bills apparently I can't touch but 20 dollars of it. Why you ask? "New Customer Relationship"
Now I understand how banks work. After all, where I work deals exclusively with money. One of the first things about banks and checks that I learned was that if you bring in a check from saaaay Washington Mutual, and cash it at washington mutual, you get your money as long as you have ID. If you're an actual customer and you deposit your Washington Mutual checks in the ATM (because you work untill after the branches close) they put a 7-10 business day hold, plus 2 days for using the ATM, for a total of 2 weeks or more where I can't touch my money.
It's ridiculous because if i get off early and run to the branch and get cash for my check, i can then deposit the cash hold free.
Being young and having no credit sucks. Everyone wants a deposit. I was 20 dollars away from being overdrawn with over 1000 dollars actually in my account. Then I really would have been fucked.
Fucking banks. I'm going back to putting money in my sock drawer. That way I won't have to pay 3 dollars a month for them to keep all my money.