When people Paypal you, ask them to make certain they choose 'personal transaction' for reason of payment. a_karls informed me that even personal, non-credit card accounts are now charged a % fee unless that 'personal' option is picked.
Wait, which? Oh, Paypal through the online donation interface? Yes, that's fine. (I didn't realize they took Paypal.) Yes, everything that goes into that interface gets matched--I just can't personally accept credit-card-funded Paypal donations.
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And thank you!
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