(no subject)
I just created a profile on freecreditreport.com, and for 24.95$ a month I can view my credit report including all three credit reporting agencies, in a flash.
I must say, it's quite cool to look at my credit and see what people have been writing about me. The report is quite detailed and describes what everything means (even the terminology). They supply you directions with which to repair your credit and a summary of your credit misteps and what areas to avoid or be proactive in.
Unfortunately, my credit score is "very poor". However, companies have reported me for things I had NO involvement with. For instance: 'Citi' reported that I made late payments on a credit card account that I opened in February of 1992. Yeah, I would have been 13. I don't think I had a Citi Credit Card with a $14,000$ limit when I was 13. Seriously, this is on my credit report. It's gonna take me a LONG time to fix this crap. There is SO much shit on here, it's ridiculous.
I guess this is my next step. FIX CREDIT.
I must say, it's quite cool to look at my credit and see what people have been writing about me. The report is quite detailed and describes what everything means (even the terminology). They supply you directions with which to repair your credit and a summary of your credit misteps and what areas to avoid or be proactive in.
Unfortunately, my credit score is "very poor". However, companies have reported me for things I had NO involvement with. For instance: 'Citi' reported that I made late payments on a credit card account that I opened in February of 1992. Yeah, I would have been 13. I don't think I had a Citi Credit Card with a $14,000$ limit when I was 13. Seriously, this is on my credit report. It's gonna take me a LONG time to fix this crap. There is SO much shit on here, it's ridiculous.
I guess this is my next step. FIX CREDIT.