The re-fi was worth it...
Ok, so refinancing my townhouse took forever and I was not that thrilled with how my new lender handled a few things, but the news this week made me glad I had refinanced. Apparently my old mortgage company is no longer in business - they got raided this week by the FBI and were suspended by FHA, which prety much meant the needed to shut their doors.. Knowing some the problems I had (they stayed just this side of legal), I'm not completely surprised. Their loans will be taken over by someone else.