well, fuck.

Aug 24, 2007 18:37

My health insurance through Blue Cross of Arizona obviously doesn't work so well in Minnesota; you get a 30-day grace period after you move (which I took advantage of on July 4th, thankyouverymuch, when my daughter sliced open her toe and had to be taken to the ER). My Blue Cross of Minnesota, subsidized so generously by the University of Minnesota, doesn't kick in until 9/1. So I took out a 30-day policy for the month of August, Murphy's Law--and children--being what they are. 200 bones, but well worth it for the peace of mind.

I should say, I thought I took out a 30-day policy. I never received a card or policy or confirmation of any sort. I asked my brother-in-law, who handles my insurance (his department doesn't actually sell this particular policy, but he acted as a go-between between me and the agent in his large Phoenix office who does). He was assured by the other department that my application looked fine and there were no problems with it.

Today I came home to an envelope from the insurance company containing my application, my check, and a tickybox form that informed me that, since they had received no response to their inquiry, they had canceled my application.

Turns out that the numbnuts in my BIL's office had me fill out the wrong application. Assurant spoke to "Christina" at BIL's office on Aug. 6 to inform her of this and ask that she have me fax in the proper application. Needless to say, I never heard of any of this. I don't know who Christina is, but believe me, I would like to tear her a new one, and I'm also pretty frustrated that Assurant didn't try to contact me themselves when they got no answer from her. I mean, thank goodness we had no occasion to use this nonexistent policy, but there's still a week left before my new insurance kicks in. Seven days in which anything could happen. The shortest-term policy they offer is 30 days, which I could still apply for to cover that week; I guess it depends on how willing I am to gamble that we're going to need it. I've included a poll so you all can help me decide.

The kids and I met with my "MFA buddy," a 3rd-year whose job it is to hold my hand and ease me into the maelstrom. Marcia also has a 4-year-old, so we met for coffee at a place with a play area. Isaac was very cute, and Marcia was lovely. She made me feel more at ease about the whole thing. Too bad the coffee place was a block away from the State Fair, which apparently is a HUGE-ASS DEAL here. Food writers from around the country are here right now sampling all we have to offer, deep fried and on a stick. The traffic was insane.

I'm slowly getting caught up on Rescue Me. So far I'm enjoying this season much more than last. I'm still four episodes behind, and I'd have loved to spend this last week of freedom--and a rainy week at that--in front of the TV all day vegging out, but this is one show that you probably shouldn't expose 4-year-olds to unless you want their vocabularies to grow in interesting ways. Call me old-fashioned, but I don't really want my kids showing up at preschool talking about the spank bank, you know?

Poll Health insurance, yea or nay?

fuckers

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