Legitimate Points About The Plot (and how much it sucks)
1. Remy who the fuck are you
Whenever you have a character that is destined to turn against the evil corporation that employs him, you usually have to have him slowly change over to the rebel side or whatever. None of that happens. Before he turns to the other side, Jude Law is at the top of his game. He's known as the best Repo Man, and it's obvious he enjoys what he does. Hell, before the accident he even clears an entire ship filled with overdue people with absolutely no remorse. Are we supposed to believe that this same man has trouble returning to work simply because he met his childhood idol and had an artificial heart put in? He literally goes from cutting up forty people in one day to being unable to cut one person open. That is, of course, until someone comes looking for him. In that case he's very willing to smash a typewriter over their skull. We'll get more into his character in a bit.
2. Money makes the world go round
It's obvious that Repo Men aren't hurting for money. Jake has a very nice apartment, and later in the movie it's revealed he can afford to pay for Remy's artificial heart after clearing an apartment complex of people who are due. From this, we can infer that about 20 people can net you around a few hundred thousand. Remy spends his money, but he's not exactly splurging it. He has a relatively nice house (but certainly not a house in the Hamptons, or, hell, even Garden City (I'm going to use Long Island places as social-economic scales), but his kid goes to public school and he drives a mid-size car. So why the hell can't he pay for the heart? Didn't he just clear out an entire ship filled with people? Doesn't he have a savings account? Surely his wife and child can't be sucking him that dry. His wife might own her own business (we can't tell), but at the very least she works her own job. How come Jemy can't pay for the heart? Simple answer: Because the plot needed him not to.
3. Wife, Interrupted
What is the point of Carol? If she wasn't in the movie, would it be any different? Why does she hate Remy so much? Is it because he's a Repo Man? Does she have morality issues with it? If so, why the fuck did she marry one? Did she think that he'd quit? How would him transferring to Sales be any different? He'd still be ruining people's lives, just with a pen instead of a knife. What exactly is the tipping point? Jake taking out some dude's liver in front of her house? What? That is what makes her leave and ignores all laws about visitation rights and such? It makes no sense at all. There's probably a lot more I could write about her but no one really cares since the movie doesn't care.
4. The Ending Minus The Twist
Okay, so, we're at the endgame of the movie. Remy bursts into the Union's headquarters on his mission to destroy the records of all of the artificial organ recipients (no such thing as off-site backups here). In doing so, he kills a bunch of security guards, involves a bunch of innocent technicians in a gunfight, and slaughters a bunch of Repo Men. This is pretty strange, since about ten minutes before he was talking about how he couldn't repo anymore, and how all he could see were his victim's daughters, sisters, wives, husbands, boyfriends, etc. I guess security guards and repo men (except Remy) don't get married or something, because he murders them all in cold blood with no guilt. Again, Remy's character makes no sense. At no point does he ever actually go after the people who made these policies that actively fuck poor people over, only their lackeys and a computer. Basically, no one who actually "deserves" it gets it. And furthermore, if Remy had no problem killing these people, why couldn't he just keep killing people for their organs again? Oh, because it's wrong. I guess.
5. The Ending Plus The Twist
He was in the VR Simulator thing the whole time? If so, why didn't he just transport to the beach after the brain injury? So he could exact some imaginary vengeance? In which case, damn, the dude even imagines himself killing people. He just keeps coming back to killing people. It's what he does and he's good at it. He also happens to enjoy it.
6. The Twist Ending
Does it add anything to the movie? No.
7. The Needed Psychopath
There's a character who's name I can't remember who fills the need of "Psychopath who likes his job". It's implied that he screwed up a job when he knifed a lady on a subway while retrieving her organ. It's not exactly clear what went wrong. Was it that he did it in public, did he ruin the organ, what? If someone else can remember, please inform me. Regardless, he's made out to be this bad guy who is the first person sent after Remy after he doesn't pay. How exactly is he a bad guy? Well, he is, that much is certain. The problem is, he's not really different from Remy. Remy has no problem cutting up swarms of people, and can even do it in public if need be. Remy is basically this character, except good at his job.
Nerd Nitpicks That Don't Really Have Anything To Do With The Quality Of The Movie
1. Can't he sue the company for the injury caused by the faulty defibrillator unit? OSHA would shit themselves about something like that, I guess they don't exist in the future.
2. How come that organ computer only reads organs? What if you wanted to bring up a list of people who had organs? I guess you're fucked, then.
Repo Men probably would have been a good movie if it had a focus. It didn't go for the obvious "Insurance Companies are Evil" plot that would have been pretty relevant right now (in fact, insurance is mentioned only once in the movie), which would have been fine if it was otherwise a good movie. It's not. I suppose the other thing you could have done with it is made it a character study, and made it obvious that Remy is actually not a good guy at all, as I've discussed. It doesn't. It's a terrible mess.