It only gets worse. Just ask my Macy's Card, Dillard's card, Kohl's card, Amazon Visa card and USAA Visa card (to name just a few of the lovely companies I owe $$ to).
I finally got rid of the Evil Chase Visa debts, but the others still loom. (Avoid Chase Bank, whatever else you do. They are vastly evil and unethical and should all be in prison getting butt raeped for usury).
You are young... there is still time to save yourself. Don't become like me. Spend within your means and pay off more than your minimum monthly fee whenever you can or you'll end up paying for everything twice (unless your card is a Chase card, in which case you will be paying for it ten times).
O_o Well if it helps, I've never heard of most of those companies before. XD
I will, I don't think they have a branch here anyway. :D
Eek, don't worry, I'm sticking to debit cards and maybe 1 credit card when I get older (just for the benefits). This debit card's free for a lifetime and gives me 3% rebates at the end of the month so I'm not in any danger yet.
They have branches everywhere, so be wary!! But it sounds like you are on the right path. Macy's and Dillards are both very big department stores here in the USA and have nice cosmetics counters and good shoes. Thus the problem. Debit cards are definitely the way to go, and you are right, you should have one credit card for emergencies and to build up your credit rating for the future. You are a smart girl, in spite of the loli fetish (;. *hugs*
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I finally got rid of the Evil Chase Visa debts, but the others still loom. (Avoid Chase Bank, whatever else you do. They are vastly evil and unethical and should all be in prison getting butt raeped for usury).
You are young... there is still time to save yourself. Don't become like me. Spend within your means and pay off more than your minimum monthly fee whenever you can or you'll end up paying for everything twice (unless your card is a Chase card, in which case you will be paying for it ten times).
*steps off of hypocritical soapbox*
*hugs*
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I will, I don't think they have a branch here anyway. :D
Eek, don't worry, I'm sticking to debit cards and maybe 1 credit card when I get older (just for the benefits). This debit card's free for a lifetime and gives me 3% rebates at the end of the month so I'm not in any danger yet.
*hugs you* take care of yourself. ♥
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Debit cards are definitely the way to go, and you are right, you should have one credit card for emergencies and to build up your credit rating for the future.
You are a smart girl, in spite of the loli fetish (;. *hugs*
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Ah, and don't call it loli fetish, its just a buzzword for a lot of girls who wear the fashion. ♥ & hugs you.
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YAY!
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