I tend to view flexible spending accounts as rather like gym memberships: they are viable based on the indolence of the 85% of consumers who pay a lot in advance and then never take real advantage. If you're one of the remaining 15%, and put in the effort, they're sure worth it, but for everyone else the vendor is snickering up its sleeve at you.
Since my glasses start at $500, however, I thought it might be Relevant to my Interests, so I joined when my benefits kicked in on July 1. I didn't think about it until December hit, at which point I was all "oh er better get on that". Fine, no worries. Step 1: find out how much I have accumulated, so I know how many pairs I can buy. Looking through the Folder o' Paperwork, I see that we are through Cigna (even though our health insurance is Oxford; don't ask me, I just work here), so onward to the Cigna web site for online account whee.
The web site wots not of me. A chill runs down my spine.
I phone them yesterday. After navigating the voicemail and waiting in a queue for 20 minutes, I get a recorded message saying "Our facility is temporarily closed right now, please call back later." WELL THAT'S REASSURING
Today, I phone. I am phoning the number listed on the form one uses to get reimbursed for FSA expenses, so I presume it is the right number. I navigate through voicemail, wait in a queue for 15 minutes, get a human. She's never heard of me, and transfers to another who "specializes in FSAs". She's never heard of me, and transfers me to another who "knows more about FSAs". She's never heard of me or of Barnard College.
I phone the Benefits Coordinator in HR. I confirm that we are with Cigna for this service, and I'm enrolled in it.
Your humble correspondent: "But they say they have no record--"
She cuts me off: "You phoned the wrong number."
YHC: "It's the number on--"
She cuts me off: "You phoned the wrong number. You called the medical insurance line, not the FSA line."
YHC: "But the person I talked to--"
She cuts me off: "The number you need to dial is 1-800-XXX-YYYY"
YHC, thoroughly irritated: "THAT IS THE NUMBER I CALLED."
Her: "...Oh. Well. You're definitely enrolled and so you shouldn't have a problem."
YHC: "..."
Her: "..."
YHC: "...So, how do I get Cigna to acknowledge that?"
Her: "I'll call our representative."
YHC: "OK, you'll touch base with me then just so I know what's going on?"
Her: "YES."
YHC: "Great, thanks, bye." *click* @($*!##@!
All I wanted was a pair of glasses. Just one Goddamn pair of glasses.
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