Loan to Value: percentage of the property value being mortgaged. It's a figure that makes a huge difference as to what interest rates are offered on mortgages. :o)
Urgh, that Barclays deal does look about the best interest rate with the lowest fee that's readily showing up. The comparison sites bring up a few others just under (3.09% or 3.18% for a two year fix/tracker) but the arrangement fees are much higher
( ... )
PS - Oh, I'm in no way qualified to give mortgage advice, I've just spent a lot of time looking at my own finances recently so am more in that zone than normal. :o)
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