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velvet_the_cat March 20 2012, 12:56:54 UTC
That's really pants. Sorry to hear that you've been messed around by a tosser that doesn't get how important decisions like this are ( ... )

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svartmetall March 20 2012, 13:22:47 UTC
If you'll remind me what that is, I'll tell you...

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velvet_the_cat March 20 2012, 13:27:38 UTC
Loan to Value: percentage of the property value being mortgaged. It's a figure that makes a huge difference as to what interest rates are offered on mortgages. :o)

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svartmetall March 20 2012, 13:30:58 UTC
Ahh, yes. A hair under 20% now.

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velvet_the_cat March 20 2012, 14:37:15 UTC
Urgh, that Barclays deal does look about the best interest rate with the lowest fee that's readily showing up. The comparison sites bring up a few others just under (3.09% or 3.18% for a two year fix/tracker) but the arrangement fees are much higher ( ... )

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velvet_the_cat March 20 2012, 14:41:57 UTC
PS - Oh, I'm in no way qualified to give mortgage advice, I've just spent a lot of time looking at my own finances recently so am more in that zone than normal. :o)

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svartmetall March 21 2012, 12:45:12 UTC
Thanks for the advice, hun...I'll check their website maybe tonight if I have time (am going to be assembling a portfolio for a job application).

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